This page outlines different benefits & insurance protections offered by Reliant. For more specific information, see the Insurance section.

Insurances 











See Additional Information:

International Continuance Coverage for Medical Insurance

Medical Continuance Coverage

Other Benefits/Coverage


This benefit is part of Reliant's Cafeteria plan. 

For a full description of this benefit, see Child-Care Benefit.


Employees enrolled in Reliant's Domestic Medical High Deductible Plans are eligible to open up a Health Savings account.  

There are two types of HSA contributions that Reliant offers employees: 

  • Employer Contributions - This contribution comes from non-MTD Reliant funds. Reliant leadership sets the Employer contribution rate each year, and it is the same for all missionaries based on their coverage level. Current contribution rates can be found here - HSA - Health Savings Account. 
  • Employee Contributions - This contribution is deducted from your paycheck each month. This benefit is part of Reliant's Cafeteria plan. 


For more information on Health Savings Accounts and Health Savings Account Contributions - See HSA - Health Savings Account


For additional benefits provided by Reliant see:


Reliant carries numerous employer liability policies such as sexual harassment coverage, travel /accident liability coverage, and other miscellaneous coverage(s) to protect Reliant in the case of legal action that may be taken against the ministry. The premiums for these insurances are paid for using the 1.8% US Employment Insurance charge to the MTD account.  That charge occurs monthly and it is based on the employee's salary (including parsonage)/hourly wages for that pay period.   

Retirement Plan 

Employees who have worked for Reliant for at least 1 year are eligible to begin participating in the 401(k) plan. Upon becoming eligible to participate, employees will be auto-enrolled in the 401(k) plan at a $50 contribution amount.

Overview of Insurances/Benefits Eligibility Requirements

Insurance/Benefit

All Employees are eligible

(no min # of hours worked)

HI employees are eligible

min 20+ hours per week

Only 30+ hour week

employees are eligible

Domestic Medical Insurance (with Prescription coverage)

X

Domestic Medical Insurance - Hawaii  (with Prescription coverage)

X


International Insurance - Medical, Dental, Vision, Prescription

X

Domestic Dental Insurance - Optional

X

Domestic Vision Insurance - Cafeteria Plan Benefit

X



Group Life Insurance

X
Voluntary Life Insurance

X
Accidental Death & Dismemberment Insurance

X
Short-term Disability Coverage 

X
Long-Term Disability Insurance

X
Worker's Compensation InsuranceX

Child-Care Cafeteria Plan Benefit

X



HSA Employee Contribution - Cafeteria Plan Benefit

HSA Employer Contribution

  • Domestic Medical Insurance participants ONLY (excluding HI)


X

401(k) Retirement Savings Plan

  • Eligibility after 1 year of employment

X




Overview of Insurance/Benefits Charges  

Insurance/BenefitCharges Deducted from the Employee's PaycheckCharges are deducted from the MTD accountCharges are deducted from Reliant US 1.8% Employer Coverage Operating fund 
Domestic Medical Insurance Premium Charges (with Prescription coverage)

X


International Insurance Premiums - Medical, Dental, Vision, Prescription

X


Domestic Dental Insurance Premium- Optional
X
Domestic Vision Insurance Premium- Cafeteria Plan Benefit

X



Group Life Insurance Premiums

X

Voluntary Life Insurance Premiums

X



Accidental Death & Dismemberment Insurance Premiums

X

Short-term Disability Coverage - 

  • No premiums, cost of the payout in the case of an STD claim 

X


Long-Term Disability Insurance Premiums

X

*taxes charged on the premium


X

*cost of premium

Worker's Compensation Insurance - Premium

X

Child-Care Cafeteria Plan Benefit

X



HSA Employee Contribution - Cafeteria Plan Benefit

  • Domestic Medical Insurance participants ONLY (excluding HI)

X




HSA Employer Contribution

  • Domestic Medical Insurance participants ONLY (excluding HI)


X

401(k) Employee Contributions

X



401(k) Employer Match Contributions

X