Group Life and Voluntary Life Insurance

Group Life Insurance

Reliant provides group term life insurance for all field workers and employees working 30 hours per week or more. This insurance is mandatory coverage and cannot be waived.  The standard amount of insurance is the equivalent of one year's salary. Coverage begins on the first day of the full month following the date when the employee became eligible for coverage. This insurance pays out to a beneficiary, designated by the employee, in the event of the eligible employee's death. Reliant secures this insurance on the employee's behalf. The employee is responsible to provide current beneficiary information. Contact Employment Services for information about this benefit.

Voluntary Life Insurance

Reliant field workers working 30 hours per week or more may voluntarily purchase additional life insurance through RSLI if they wish. They may also voluntarily purchase life insurance for their spouse and dependents. The premiums for Voluntary LIfe are deducted from the employee's paycheck each month. Once purchased, Reliant will continue to maintain the policy unless and until the field worker asks for a change. field workers that are eligible for this benefit may seek changes during Open Enrollment. See Voluntary Life Rate Schedule (PDF) for more information. Rates change annually and vary depending on the age of the person covered.

RSLI guarantees Voluntary Life insurance without proof of insurability up to $100,000 for newly hired/benefits eligible employees, $30,000 for spousal coverage, and up to a maximum of $10,000 for children age 6 months-26 years when the enrollment occurs within 31 days of the hire or becoming benefits-eligible. For greater amounts of coverage, RSLI may seek evidence of insurability. Contact Employment Services for information about this benefit. To add coverage for dependents - see Adding a Dependent to Insurance.

Life Insurance Beneficiaries

Employees are responsible to maintain up-to-date beneficiary information by informing benefits@reliant.org. An employee may change their beneficiary by completing a new beneficiary form and emailing it to benefits@reliant.org. If the employee is married and wishes to have a beneficiary other than their spouse, the spouse must sign the beneficiary form. To complete a new Beneficiary form see Updating Beneficiary Information - Life Insurance.

Making a claim

Written verification of death within 90 days of the date of death is normally required by the insurance provider. Employment Services must be notified immediately in the event an employee dies. Specific information about this coverage may be found in the employee's certificate of group insurance provided by the insurance carrier or by calling the insurance company directly.