Welcome to Solomon!

Enter the Access Code below

Access code is invalid

Solomon Logo

Similar to COBRA, Reliant offers continuation of benefits to employees, their spouses, former spouses, and dependent children when coverage would otherwise be lost due to certain specific events. This page serves a FAQ of the continuance coverage offered by Reliant. 

FAQ


Who is eligible for Continuance Coverage?

Reliant employees (along with dependents they cover on their existing medical plan with Reliant) are eligible for continuance coverage on Reliant's medical plans under the following circumstances:

  • The employee lost benefits eligibility due to a reduction in hours 
  • The employee exited employment with Reliant.
  • The Reliant employee/former employee must obtain continuance coverage for themselves to be eligible to keep coverage for dependents. 

Spouses (and dependents) of Reliant employees covered on Reliant's medical insurance plan are eligible for continuance coverage on Reliant's medical plans under the following circumstances:

  • The Reliant employee lost benefits eligibility due to a reduction in hours or exited employment with Reliant (in this case the Reliant employee/previous employee must also be covered)
  • The Reliant employee becomes eligible for Medicare coverage (due to turning age 65 or another qualifying reason)
  • In the event of the death of a Reliant employee
  • In the event of divorce or legal separation from the Reliant covered employee
Can you change your coverage when transferring to Continuance?

Yes, when switching to continuance coverage, there is an option to change your covered individuals. You can remove dependents, but you cannot add anyone who wasn't previously on the plan. 

What is the Cost of the Continuance Coverage?

The cost of the continuance coverage is the premium cost for the selected medical plan. There are no additional fees charged by Reliant. 

How long does someone have to make a decision about Continuance Coverage?
Reliant needs to receive the check for the 1st month of continuance coverage as well as the continuance coverage enrollment paperwork no later than 45 days after the date in which the Reliant employee lost benefits eligibility with Reliant. In most cases it is preferable to make a decision about coverage well before that date, in order to provide seamless medical coverage for the employee and if applicable, the employee's dependents.
How Long does Continuance Coverage Last?

Reliant employees covered on Reliant's International medical insurance plan through Aetna are eligible for continuance coverage on Reliant's medical plans for a maximum of 18 months.

Dependents of Reliant employees covered on Reliant's medical insurance plan are eligible for continuance coverage on Reliant's medical plans for the following periods of time:

18 months of continuance coverage:

  • In the case of the Reliant employee losing benefits eligibility due to a reduction in hours or exited employment with Reliant, dependents have a maximum continuance period of 18 months
  • In the case of the Reliant employee becoming eligible for Medicare coverage (due to turning age 65 or another qualifying reason), dependents have a maximum continuance period of 18 months
  • In the event of the death of a Reliant employee dependents typically have a maximum continuance period of 18 months 
When are Continuance Coverage premiums due?
The initial check for continuance coverage must be received within 45 days of when the employee's benefits eligibility with Reliant ended. The ongoing checks for Continuance coverage must be received by Reliant by the 20th of the month for which the coverage is being paid. In most cases (unless previous arrangements have been made) if the check for continuance coverage is not received by the last business day of the month for which coverage was provided, Reliant will cancel the coverage.  
Can I cancel Continuance Coverage at any time?
Yes, you can cancel continuance coverage at any time by emailing us at benefits@reliant.org  informing us of the last day you (or any applicable dependents) are to be covered. Requests to cancel continuation coverage require a minimum of 5 business days to be processed and cannot be made retroactive.
Can I change my Continuance Coverage once I've selected it?
Yes, during Reliant's annual Open Enrollment period  (Mid October-Mid-November) , there is an option to change the covered individuals (adding and dropping dependents etc.) on your plan.


Questions?

 Jennifer Greening

Email:   benefits@reliant.org

Phone: 407-630-5904

Title: Benefits Coordinator

Department: Benefits and Employment Services Team

  • No labels

1 Comment

  1. user-1a794

    Tonya Bartels - i have been aware that people are asking for information from you before they have set their exit plans.   I sense it get confusing.  

    Should we add a paragraph that says they enroll for this in their last month of employment, and that they shoudl contact International for discussion about exit dates? 

    In addition, i could see an added drop-down of "when do i notify Reliant of my plans for Continuance"?

    underneath "Questions?" add - 

    If you have not yet entered your last month of employment with Reliant, interact with the International team ...