Similar to COBRA, Reliant offers continuation of benefits to employees, their spouses, former spouses, and dependent children when coverage would otherwise be lost due to certain specific events. This page serves a FAQ of the continuance coverage offered by Reliant.
FAQ
Reliant employees (along with dependents they cover on their existing medical plan with Reliant) are eligible for continuance coverage on Reliant's medical plans under the following circumstances:
- The employee lost benefits eligibility due to a reduction in hours
- The employee exited employment with Reliant.
- The Reliant employee/former employee must obtain continuance coverage for themselves to be eligible to keep coverage for dependents.
Spouses (and dependents) of Reliant employees covered on Reliant's medical insurance plan are eligible for continuance coverage on Reliant's medical plans under the following circumstances:
- The Reliant employee lost benefits eligibility due to a reduction in hours or exited employment with Reliant (in this case the Reliant employee/previous employee must also be covered)
- The Reliant employee becomes eligible for Medicare coverage (due to turning age 65 or another qualifying reason)
- In the event of the death of a Reliant employee
- In the event of divorce or legal separation from the Reliant covered employee
Yes, when switching to continuance coverage, there is an option to change your covered individuals. You can remove dependents, but you cannot add anyone who wasn't previously on the plan.
The cost of the continuance coverage is the premium cost for the selected medical plan. There are no additional fees charged by Reliant.
Reliant employees covered on Reliant's International medical insurance plan through Aetna are eligible for continuance coverage on Reliant's medical plans for a maximum of 18 months.
Dependents of Reliant employees covered on Reliant's medical insurance plan are eligible for continuance coverage on Reliant's medical plans for the following periods of time:
18 months of continuance coverage:
- In the case of the Reliant employee losing benefits eligibility due to a reduction in hours or exited employment with Reliant, dependents have a maximum continuance period of 18 months
- In the case of the Reliant employee becoming eligible for Medicare coverage (due to turning age 65 or another qualifying reason), dependents have a maximum continuance period of 18 months
- In the event of the death of a Reliant employee dependents typically have a maximum continuance period of 18 months
Questions?
Jennifer GreeningEmail: benefits@reliant.org Phone: 407-630-5904 Title: Benefits Coordinator Department: Benefits and Employment Services Team |
1 Comment
user-1a794
Tonya Bartels - i have been aware that people are asking for information from you before they have set their exit plans. I sense it get confusing.
Should we add a paragraph that says they enroll for this in their last month of employment, and that they shoudl contact International for discussion about exit dates?
In addition, i could see an added drop-down of "when do i notify Reliant of my plans for Continuance"?
underneath "Questions?" add -
If you have not yet entered your last month of employment with Reliant, interact with the International team ...