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titleHow are costs for medical care outside the US handled for Deductible/Out of Pocket purposes?

All international claims are treated as in-network, therefore, deductibles deductibles for your existing US medical plan will apply to any medical treatment costs incurred overseas.  These expenses for overseas medical services will be merged with the employee's US deductible and out-of-pocket amounts for the calendar year. 

* Unusual situations or medical care: GuideStone, Reliant's medical insurance provider, has confirmed they could not think of any situation that would NOT be handled in this manner of in-network for all standard medical expenses. IF the employee's medical situation is unusual or if the medical treatment being received is not typically allowed under the US plan's guidelines, there may be very usual circumstances that medical care might be treated as out-of-network. In these types of unusual scenarios, we always recommend that the employee reach out to BCBS Global Core before receiving medical care to ensure the medical treatment will qualify as in-network.

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