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Highmark Global Core Medical Insurance for Overseas Travel
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Domestic employees covered by GuideStone's domestic insurance are covered under the BCBS Global Core plan when receiving medical care outside of the United States. When contacting BCBS Global Core about these coverages, employees will need their Highmark BCBS card info available. |
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Yes. When receiving medical care outside of the US the plan switches from being covered by Highmark's BCBS services to the BCBS Global Core plan through GuideStone. |
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GuieStone's overseas coverage is called BCBS Global Core. With Global Core, any doctor or facility is considered in-network. |
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The 1-800 number is on the back of your current medical ID card (look for BCBSA Global Core 1-804-673-1177. You can also find contact information online at BCBSGlobalCore.com or through the BCBS Global® Core mobile app |
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For overseas medical care, you may need to pay up front and then file a claim. You can either do this online at BCBSGlobalCore.com or through the BCBS Global® Core mobile app by selecting “Claims” and then submitting your paper form or completing the online wizard. Make sure you also attach all of your bills along with your claim form. For the most updated information on how to submit an international medical claim, please log into or create an account at BCBS Global Core’s website or mobile app. |
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Domestic employees that are covered on Reliant's GuideStone medical insurance plan are also automatically covered worldwide for overseas medical expenses with BCBS Global Core. Therefore, in most cases supplemental travel medical coverages are not necessary and might not cover any additional costs, since these policies typically are the secondary insurance/payer if someone also has coverage through a primary insurance. Please be aware deductibles for your existing medical plan would apply to any medical treatment costs incurred overseas. Expense from overseas medical services paid towards an employee's deductible and out of pocket expenses will be merged with the employee's US deductible and out-of-pocket amounts for the calendar year. |
See Medical Insurance for more details.
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