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How to Enroll and Open a Health Saver Plan
- Select a Health Saver Plan
- If you are a current missionary participating in Open Enrollment for 2017, fill out 2017 Open Enrollment Form for U.S. Missionaries.
- Select a rate for your Employee Contribution Rate to your HSA
- Starting in 2017, missionaries use one form to choose the Health Saver Plan and to select the monthly contribution amounts for their Health Saver Accounts. (If you are a new missionary, fill out the cafeteria plan enrollment form.)
- Each year you must renew your request for monthly contributions to your HSA.
- Limits for Health Saver Accounts are issued by the IRS each year. Be sure your combined Employer + Employee contributions are within the annual limit.
- Starting in 2017, missionaries use one form to choose the Health Saver Plan and to select the monthly contribution amounts for their Health Saver Accounts. (If you are a new missionary, fill out the cafeteria plan enrollment form.)
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- HSAs may have up to 3 Debit Cards for dependents in addition to the policyholder's debit card.
- Dependents must be at least 16 years’ old.
- Requests may be made by phone or online.
- Highmark website (login as policyholder) > Spending > Debit Card > Dependents & Beneficiaries > GO>Debit Card > Order Debit Card.
- Keep Records of purchases made with your HSA debit card, along with Doctor's notes for tax purposes.
Frequently Asked Questions
Q: Can you roll over the savings in your HSA year after year?
A: Yes.
Q: Can you deposit money into your HSA outside of payroll deductions?
A: Yes.
Q: What are the covered medical expense that I can pay for using my HSA debit card?
A: View detailed list by clicking the https://tax.thomsonreuters.com/hcet-ebia/hmrk
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