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  • The benefits eligible (30 hours or more) Reliant employee exited employment with Reliant
  • The Reliant employee becomes eligible for Medicare coverage (due to turning age 65 or another qualifying reason)
  • In the event of the death of a Reliant employee
  • In the event of divorce or legal separation from the Reliant covered employee

 

Can you change your coverage when transferring to Continuance?

No, when switching to continuance coverage, there is NOT an option to change your selected vision plan and covered individuals (adding and dropping dependents etc).  The coverage offered is the same coverage that the employee had prior to the loss in benefits eligibility. 

The only exceptions that allow a change in the vision coverage are during Reliant's annual Open Enrollment period  (Mid October-Mid-November) or in the event of the death or divorce from the Reliant employee , or if the Reliant employee became eligible for Medicare, or in the event a dependent reaches the maximum age limit under the plan (age 26) or marries, therefore in which case a change to the covered persons on the policy would be appropriate.

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The cost of the continuance coverage is the premium cost for the selected vision plan. There are no additional fees charged by Reliant. There is no longer the ability to receive the employer HSA contribution when switching to Continuance coverage.  Therefore there is no additional charge for the employer HSA contribution that was previously charged partially to the MTD account and partially subsidized by Reliant.

 

How long does someone have to make a decision about Continuance Coverage?

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Can I change my Continuance Coverage once I've selected it?

NoYes, during Reliant's annual Open Enrollment period  (Mid October-Mid-November) , there is NOT an option to change your selected Domestic coverage vision plan or the covered individuals (adding and dropping dependents etc) at any time (not even during Open Enrollment).  The coverage offered is the same coverage that the employee had prior to the loss in benefits eligibility. .)