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Each missionary's support goal is made of many "building blocks". Therefore, it is safe to assume that your support goal WILL be larger than the offered salary listed on your offer.
Here's a snapshot of how all those pieces work together to build your support goal:
- Salary - this is the main building block to your support goal. Your offered salary (found in the details of your offer) is the limit to the amount of salary you can receive, . However, you are allowed to accept a lower amount of salary than what is offered.
- Ministry Expenses - this includes a monthly ministry expense bonus (which you can elect to receive as part of your paycheck), in addition to any reimbursable ministry expenses (which you can submit, as needed).
- Administrative Assessment - every gift that comes into the MTD account you are responsible for will be assessed at 12% (or 3% from a Sponsor Church). Because of the Sponsor Church gift, our missionaries' Admin Assessment usually averages out to 10%.
- Attrition Buffer - data shows that a percentage of donors will drop off from discontinue giving within the first few years of a missionary's employment. Therefore, every missionary's support goal includes an attrition buffer to plan for the future attrition.
- Insurances - this includes benefits such as health insurance premiums, and other employment insurances.
- Ministry Expenses - this includes a ministry expense bonus amount you can plan for, in addition to any eligible ministry expenses a missionary may reimburse from the MTD account.
- 401(k) - eligible employees can make contributions to this retirement savings account 1 year from their official hire date, and can plan for this amount in the support goal.