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its target date, the investment mix becomes more conservative by increasing exposure to generally more
conservative investment options and reducing exposure to typically more aggressive investment options. The
asset allocation for each Principal Trust Target Date Fund is regularly re-adjusted within a time frame that extends
10-15 years beyond the target date, at which point it reaches its most conservative allocation. Principal Trust Target
Date Funds assume the value of the investor's account will be withdrawn gradually during retirement.
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If you do not want retirement funds to be directed as indicated above, then you may elect to direct the retirement
funds to investment options under the retirement plan by visiting The Principal Web site at www.principal.com and
logging into the account or by calling 1-800-547-7754.
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expenses are charged on an ongoing basis for the operation of the investment2. See the attached investment
information for information regarding restrictions, fees or expenses after the 90-day period.
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