The 401(k) Plan Document includes the IRS approved parameters for the 401(k) Plan offered by Reliant Mission to our employees. This Plan Document was approved on April 9, 2014.
The Plan Document is submitted to the IRS every five years for re-approval. At that time all amendments that have been approved within the previous five years are incorporated into the text of the official Plan Document. In between the five-year approvals, Reliant may approve amendments to the Plan Document.
Favorable Letter of Determination from the IRS
Amendments
The following is a list of current amendments to Reliant's 401(k) Plan Document. These amendments are approved and considered to be part of the official parameters for Reliant's 401(k) Plan.
- Plan Amendment 4.27.20 - Allowing the CARES Act provisions for distributions and loans to be available within the Reliant Mission 401(k) Retirement Savings Plan. See Coronavirus Aid, Relief, and Economic Security Act (CARES Act) Amendment
- Plan Amendment 1.1.2017 - Add an automatic $10.00 monthly step-up contribution to auto-enrolled 401(k) participants, which would take effect in January of each year: Reliant 401k Plan Amendment Letter - $10 annual escalation 8-10-16.pdf, 434798 - plan amendment effective 1.1.2017 - adding 10.00 setp-up escalation_Principal amendment record.pdf
- Plan Amendment 1.1.2016 - Changing the name of the Plan to Reliant Mission: 434798 - plan amendment name change, 434798 - plan amendment name change_Principal amendment record.pdf
- Plan Amendment 1.1.12016 (finalized terms from previous letter dated 8.14.14) - Intention to add Roth Transfer option & allow more than one 401(k) Loan within a 12 month period: Amendment Letter 8.14.14_Plan 434798.pdf, 434798 - plan amendment material modification_Roth Transfer option and Loan terms modified_Principal amendment record .pdf
- Plan Amendment 10.28.2014 - Complying with Safe Harbor final regulations: 434798 - Plan Amendment Safe Harbor Contribution, 434798 - Plan Amendment Safe Harbor Contribution_Principal amendment record.pdf
2 Comments
Barb Seckler
Dave Meldrum-Green - are we due to resubmit the plan document again - it's been almost 5 years since we got the approval.
Barb Seckler
Dave Meldrum-Green - sounds good, it does appear we must resubmit by December 31st 2018 per this letter (the last page says it expires December 31st, 2018).