This explains our new hybrid approach to setting International Salaries, for those who have begun utilizing our new Support Goal Worksheet. If you have a current needs-based salary and would like to move toward this structure, please contact international@reliant.org.
For international employees, we recognize that there is a vast difference in cost of living across the international cities where our workers live and minister. We recognize that workers have varying job roles and responsibilities that are worthy of unique compensation. We also recognize that while you will live in a different country, you are still an American that will need to retire, send kids to college, etc.
There are two types of salary structures that most employers utilize. One is a needs-based salary, by which you calculate your overall needs within the area you are going to work for the entirety of your family. The other is a market-based salary by which you are simply paid for the work you do regardless of family situation or needs. The majority of jobs in America are a market-based salary. Missions agencies and some other institutions utilize the needs-based salary. There are positives and negatives to both avenues. We won’t get into those at this time, but our team is happy to dialogue with you if desired.
We have developed a hybrid of the two whereby we assess provide your needs based on your family dynamic and location, while taking into consideration tenure and role to provide a “recommended household budget.” This provides for you a max salary that is equitable to the role and tenure of your job, but also considers the cost of living in your city and your family dynamic.
Keep in mind that this is not a required salary, but rather is a way to take the guesswork out of determining the needs based salary that Reliant International Workers have traditionally had to determine on their own.
Reliant International’s salary structure balances these realities in a way that we believe will ensure all our workers have what they need to thrive in their specific locations and uphold equitable compensation metrics.
The following page will guide you through how we determine your monthly salary.
Note: This is only relating to your actual salary. Your support goal, which includes ministry expenses, benefits, and admin fees, is the total amount per month that you will need to raise.
Determining Your Monthly Salary
For international workers, we are utilize the same Reliant US staff levels as our starting point. In collaboration with your supervisor, we will determine what job level is appropriate for your position and where on the salary range for that level makes sense based on tenure and performance. This number provides us a starting place, whereby we will make adjustments based on the cost of living in the location that you are serving in.
To make the adjustment to a comparable salary in the location a Reliant international worker is serving, we are going to break the appropriate US Reliant Salary into 3 segments and make adjustments accordingly:
The first ⅓ is the US base salary. This segment will be the same for someone in an expensive context vs a less expensive context. This segment factors in that no matter where you live there are aspects of being an American that will be the same across the board.
The second ⅓ is the cost of living adjustment (COLA). We take ⅓ of your salary and multiply by a COLA percentage. This segment will be considerably higher for someone going to an expensive context and considerably lower for someone going to a less expensive location. This number is based on 3 cost of living websites that we average out and then round up.
The last ⅓ is for the actual cost of housing and utilities that the Intl Worker will be paying. This helps account for drastic housing differences across locations and the differing needs of a family unit. This is also in line with the typical American budget, in which Housing is 30-35% of an American’s budget.
Examples:
Adding Auxiliary Monthly Expenses
Children's Education/Childcare - You may take a stipend equal to the actual cost of enrolling your children in school, homeschooling your children overseas, or obtaining childcare in order for both spouses to fulfill ministry responsibilities.
Special Medical Allowance - For ongoing medical or mental health needs, you may include a monthly amount to offset the cost, especially if costs are increased as a result of an overseas assignment.
Student Loan Payments - Because many of our workers have obtained professional degrees, yet have sacrificed a more profitable career to serve overseas, they may receive an additional amount per month to cover outstanding student loan payments.
Local Health Insurance Premium - For workers who serve in a country that offers a national health insurance plan, any associated premiums may be included as an additional salary item. For those on Reliant's health insurance, this premium will be added to your monthly support goal later in the worksheet and will come directly from one’s MTD account, not your salary.
Taxes in Country of Service - While most international workers will be exempt from federal income tax, many will owe taxes in the country where they are living an working. You should work with your supervisor to estimate taxes you might owe. If they will be quarterly or annual payments, estimate the cost per month for budgeting purposes.
Ministry Expense Bonus - Full-time workers (30+ hours) may take up to $600/month to cover ministry expenses including local travel, meals and hospitality, internet service, and other miscellaneous items. Part-time workers may take up to $300/month.
Monthly Cell Phone Bonus - Full-time workers (30+ hours) may take up to $100/month to cover their cell phone bill. This is a separate line item on your paystub and is considered non-taxable income.
Examples
Based on the above example in Table 1, where the starting monthly salary is $2250
| Monthly Salary | Children Ed | Medical | Student Loans | Local Health | Taxes | Ministry Expense Bonus | Gross Monthly Income |
|---|---|---|---|---|---|---|---|
| $2250 | NA | $100 | $150 | NA | $300 | $200 | $3,000 |
Click the images below to see how it works out on the spreadsheet.
Based on the above example in Table 2, where the starting household salary is $9,250/month.
Auxiliary Expenses are divided between each spouse based on portion of total salary.
Total Monthly Salary | Children Ed | Medical | Student Loans | Local Health | Taxes | Ministry Expense Bonus | Spouse 1 Gross Monthly Income | Spouse 2 Gross Monthly Income |
|---|---|---|---|---|---|---|---|---|
| $9,250 | $500 | NA | NA | $500 | $500 | $600 | $4,540 | $6810 |
Click the images below to see how it works out on the spreadsheet.
Accepting Your Salary
This worksheet calculates the salary that we believe will allow you to thrive on the field, be adequately compensated for your job role, and make provisions for the future. Because all international workers are support-based, we offer you the freedom of accepting a lower salary. The support goal worksheet will default to accepting the total salary. If you want to take a lower salary, please choose that from the dropdown menu and enter a new amount below.
Paycheck Calculator
Please use the tab "Paycheck Calculator" to determine what your Net Pay will be after Federal Tax deductions and 401k Contributions. We have factored these into our Base Salaries and you are responsible for understanding your Tax Withholding. You must update your W-4 to notify Reliant of any changes.
