GuideStone will remove OTC (over-the-counter) COVID-19  testing coverage as of 5/12 with the ending of the Public Health Emergency. Please follow the link below for additional information.

COVID-19 National and Public Health Emergency Expiration 


Medical Insurance Provider:GuideStonewww.GuideStone.org1-888-98GUIDE
Third Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924

Medical Plan Options


 An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See HSA - Health Savings Account

  • The family deductible applies to the entire family. Even if one member of the family meets the $2,000 claim amount, you still have to meet the entire $4,000 deductible before in-network claims are paid at 90 percent.
  • All of these numbers are based on in-network providers. Out-of-network providers will incur higher costs.
  • This does not take into account the $250 ER co-pay. .

Other resources


An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $5,000/$10,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See HSA - Health Savings Account.

 

  • The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.

Other resources


An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See HSA - Health Savings Account.


  • The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.

Other resources



More resources



2023 Monthly Premium Rates

Effective through December 31, 2023
Plan typeEmployee onlyEmployee +
spouse or child(ren)		Family
HS 2000$602.03$1324.47$1806.10
HS 3000$478.65$1053.04$1435.96
HS 5000$387.58$852.69$1162.75

2024 Monthly Premium Rates

Effective January 1, 2024
Plan typeEmployee Only Employee +Spouse or Child/ChildrenFamily 
HS 2000$617.08$1,357.58$1,851.25
HS 3000$490.62$1,079.36$1,471.86
HS 5000$397.27$874.00$1,191.82

2023 Employer HSA Contributions

For employer and employee HSA contributions, visit HSA - Health Savings Account.

Enrollment Form

To request an Enrollment Form, please email benefits@reliant.org 

Adding Dependents

For more information on adding a dependent to coverage, see Adding a Dependent to Insurance