Aetna is the International insurance provider.
Medical, dental, vision, emergency assistance, evacuation, and repatriation of remains are all covered in one bundled plan, and so all coverage is included when under the AETNA plan.
For information on when international workers become eligible for coverage, see Eligibility and Enrollment for International Aetna Insurance.
Monthly Premium Rates
Coverage Level | 2024 Aetna Premium Amounts
| 2023 Aetna Premium Amounts | 2022 Aetna Premium Amounts | 2021 Aetna Premium Amounts |
Employee Only | $411.92 | $402.82 | $341.66 | $327.23 |
Employee + Spouse | $1,125.70 | $1,100.05 | $926.66 | $887.31 |
Employee + Children | $933.86 | $912.94 | $773.68 | $740.93 |
Employee + Family | $1,432.60 | $1,400.40 | $1185.41 | $1,135.21 |
*For more details on families with multiple employees, please read the instructions here.
Deductibles, Networks, and Plan Summary
| Outside United States | Inside United States - In Network | Inside United States - Out of Network | |
|---|---|---|---|
Networks | All Medical Expenses (covered by the plan) are allowed. There is no network limitation. Aetna has over 168,000 medical provider relationships worldwide. | Aetna uses their own PPO network in the United States. "In-Network" refers to providers who are part of the PPO Network. | Aetna uses their own PPO network in the United States. "Out-of-Network" refers to providers who are not part of the PPO Network. |
| Annual Deductible for Medical Expenses | $0 | In-Network: $2000 single / $4000 family. Note that in-network and out-of-network are two separate deductibles, which cannot be combined. After deductible is met, covered medical expenses are paid at the rates for In-Network providers. Often 100% is paid by the plan. See plan of benefits below for more information about care and type of medical expense. | Out-of-Network: $2000 single/ $4000 family. Note that in-network and out-of-network are two separate deductibles, which cannot be combined. After deductible is met, covered medical expenses are paid for at percentage rates for Out-of-Network providers. Often 80% is paid by the plan. See plan of benefits below for more information about care and type of medical expense. |
Prescription Drugs Vendor Relationships | Relationships vary by country. Prescription claims can be reimbursed online. | Aetna members may use Walgreens, Rite-aid, Safeway, CVS, Costco, and a few others. Mail order - Aetna RX home delivery is administered by CVS, but is branded as Aetna Home delivery. | Aetna members may use Walgreens, Rite-aid, Safeway, CVS, Costco, and a few others. Mail order - Aetna RX home delivery is administered by CVS, but is branded as Aetna Home delivery. |
| Prescription Drugs Costs | 100% covered prescription expenses. | In-Network: Generic drugs are $10 copay, formulary brand name drugs are $20 copay, and non formulary drugs are $40 copay, all per month supply. | Out-of-Network: All prescription drugs are 20% deductible waived. |
| Maternity Coverage for Plan Holder and/or Dependents | Covered as any other medical expense. | Covered as any other medical expense. | Covered as any other medical expense. |
| Diabetes Supplies | No charge. | In-Network: No charge. No annual maximum coverage. | Out-of-Network: 20% after deductible. No annual maximum coverage. |
| Vision | Routine eye exams are 100% covered. Vision care supplies are no charge up to $200 per 12 months. | In- Network: Routine eye exams are 100% covered, deductible waived, and vision care supplies are no charge up to $200 maximum coverage per 12 months. | Out-of-Network: US routine eye exams are 20% after deductible, and vision care supplies are no charge up to $200 maximum coverage per 12 months. |
| Employee Assistance Program | |||
| Global Emergency Assistance Program | Aetna's Global Emergency Assistance Program includes medical evacuation, repatriation coordination, companion travel and return of mortal remains/dependent children, along with medical assistance, with an unlimited calendar year maximum. Aetna partners with WorldAware, which includes security and political and natural disaster coverage. NANA | ||
| Dental | Cost to Employee |
|---|---|
| Individual/Family Deductible Per Calendar Year | $100 single /$300 family |
| Dental Annual Maximum Coverage Per Person | $1500 |
Diagnostic and Preventative Care | Type A - No Charge |
| Basic Restorative | Type B - 20% after deductible |
| Major | Type C - 50% after deductible |
| Orthodontic | 50% for child only, with a $1500 lifetime maximum |
4 Comments
Matthew Mott
Amber Blais, it looks like you updated the 2022 monthly premium rates. I want to confirm that the Employee+spouse and the Employeee+children rates are correct since they are quite different than last year's #'s in those categories. Are those correct?
Amber Blais
Just updated them Matthew Mottthey should now be correct! We are working on moving all of the OE pages over from the project space...more pages to come this afternoon once Tonya gives her final approvals.
Amber Blais
Tonya Bartelscould you also confirm if we want to leave those aetna PDF's at the bottom of the page since they are dated April 2020?
Tonya Bartels
Amber Blais I confirmed with Aetna that there were no Rx changes for 2021 so there is not anything to replace that section with so I removed the PDF's and the info box.