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If a Reliant Missionary Member drives their personal car (or even borrows a friend’s car) and gets into an accident when conducting Reliant ministry business, generally the member's personal auto insurance policy is primary for both collision damage to their vehicle (or the one they borrowed) and, if applicable, any damage done to the other vehicle that was hit.

 

Info

Recommendation

In light of this information above,

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Reliant strongly urges

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 each Reliant Missionary Member:

  • Carry collision damage

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  •  coverage to cover any damages to their personal vehicle.
  • Carry $100,000/$300,000 in liability

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  • coverage on their personal auto insurance policy.
  • Consider carrying

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  • $1,000,000 (or more) Personal Umbrella Policy

Financial Cost Note

Both Reliant’s mileage reimbursement rate and the local mileage Ministry Expense Bonus are set at levels which allow the Reliant Missionary to purchase adequate auto insurance coverage for their personal vehicles that will be driven for Reliant ministry purposes.

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