An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See HSA - Health Savings Account
Note
The family deductible applies to the entire family. Even if one member of the family meets the $2,000 claim amount, you still have to meet the entire $4,000 deductible before in-network claims are paid at 90 percent.
All of these numbers are based on in-network providers. Out-of-network providers will incur higher costs.
This does not take into account the $250 ER co-pay.
An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $5,000/$10,000 (single/family).This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See HSA - Health Savings Account.
Note
The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.
An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See HSA - Health Savings Account.
Note
The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.