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If a Reliant Missionary gets into an accident with their personal vehicle (or with a rental car) while conducting Reliant ministry business, then:
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Personal vehicle usage for Reliant ministry business
If a Reliant Missionary drives their personal car (or even borrows a friend’s car) and gets into an accident when conducting Reliant ministry business, generally the member's personal auto insurance policy is primary for both collision damage to their vehicle (or the one they borrowed) and, if applicable, any damage done to the other vehicle that was hit.
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Recommendation
In light of this information above, Reliant strongly urges each Reliant Missionary:
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Financial Cost Note
Both Reliant’s mileage reimbursement rate and the local mileage Ministry Expense Bonus are set at levels which allow the Reliant Missionary to purchase adequate auto insurance coverage for their personal vehicles that will be driven for Reliant ministry purposes.
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