If a Reliant Missionary Member gets into an accident with their personal vehicle or with a rental car while conducting Reliant ministry business, then:

1. Contact the rental car agency immediately
2. Obtain a local police report of the accident
3. Obtain the insurance information of the other party involved in the accident
4. Contact the Reliant office as soon as you are able to inform them of the accident
5. Send a copy of your rental car agreement to Reliant
   * This will help us determine what coverages you purchased on your rental car. 
6. Do not discuss the accident with anyone other than the police, the rental car agency, Reliant Office personnel, or our Reliant corporate insurance agent.

Personal vehicle usage for Reliant ministry business

If a Reliant Missionary Member drives their personal car (or even borrows a friend’s car) and gets into an accident when conducting Reliant ministry business, generally the member's personal auto insurance policy is primary for both collision damage to their vehicle (or the one they borrowed) and, if applicable, any damage done to the other vehicle that was hit.

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Recommendation

In light of this information above, Reliant strongly urges each Reliant Missionary Member:

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Financial Cost Note

Both Reliant’s mileage reimbursement rate and the local mileage Ministry Expense Bonus are set at levels which allow the Reliant Missionary to purchase adequate auto insurance coverage for their personal vehicles that will be driven for Reliant ministry purposes.

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• Auto and Rental Car Insurance

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