Page History
Table of Contents
Table of Contents | ||
---|---|---|
|
Third Party Administrator: | Highmark | www.highmarkbcbs.com | 1-866-472-0924 |
---|
...
Medical Plan Options
...
Excerpt |
---|
...
UI Expand | ||
---|---|---|
| ||
$1,500/$3,000 deductible — An HSA Compatible plan where participants must first meet the full $1,500/$3,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $3,000/$6,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.
Summary of Benefits & Coverage |
UI Expand | ||
---|---|---|
| ||
$3,000/$6,000 deductible — An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.
Summary of Benefits & Coverage |
UI Expand | ||
---|---|---|
| ||
$5,000/$10,000 deductible — An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.
Summary of Benefits & Coverage |
UI Expand | ||
---|---|---|
| ||
$2,000/$4,000 deductible — A higher-deductible, traditional plan where the deductible must first be met. Then there is a standard 80%/20% coinsurance up to the maximum out-of-pocket of $6,950/$11,000 (individual/family). This plan also has co-pays for doctors/specialists visits and prescriptions. (This plan is frozen for 2017, meaning no new entrants will be allowed except for those who are now currently enrolled in 2016 in the HC2000 Plan. The plan will be phased out completely in 2018.) Summary of Benefits & Coverage |
For Plan information, please visit the GuideStone Reliant Landing Page. |
Multiexcerpt | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| |||||||||||||||||||||
2024 Employer HSA ContributionsFor employer and employee HSA contributions, visit HSA - Health Savings Account. |
Info |
---|
More resources
|
Enrollment Form
To request an Enrollment Form, please email benefits@reliant.org
Adding Dependents
For more information on adding a dependent to coverage, see Adding a Dependent to Insurance
Note |
---|
Guidestone also offers a telemedicine service included in each of these plans. See TeleMedicine for more information. |
2017 Monthly Premium Rates
Effective January 1, 2017
...
*HSA plans will also have an employer HSA contribution in addition to the above premium.
2017 Employer HSA Contributions
There will be two funding sources for Reliant employer contributions to personal Health Savings Accounts.
- First, there will be a Base-Level portion of the employer contribution (to all personal HSA accounts) that will be funded from non-MTD funds. So missionary MTD accounts will not be charged for the Base-Level portion of the contribution as in the past.
- Second, the remaining portion of the Reliant employer contribution will be charged to MTD accounts (as in the past). Remember, these entire employer contributions (regardless of the source) can be used to help pay for your present and future qualified medical expenses. And they are yours to keep, even if they build up in your HSA and you don't use them right away for your current medical claims.
Contribution Levels for 2017
HSA 1500 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
---|---|---|---|---|
Employee | $25 | $10 | $35 | $467.70 |
Employee + Spouse or child(ren) | $50 | $25 | $75 | $1,031.94 |
Family | $75 | $50 | $125 | $1,423.10 |
HSA 3000 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
---|---|---|---|---|
Employee | $25 | $25 | $50 | $406.31 |
Employee + Spouse or child(ren) | $50 | $75 | $125 | $888.88 |
Family | $75 | $100 | $175 | $1,218.93 |
HSA 5000 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
---|---|---|---|---|
Employee | $25 | $25 | $50 | $348.37 |
Employee + Spouse or child(ren) | $50 | $75 | $125 | $761.41 |
Family | $75 | $100 | $175 | $1,045.11 |
2016 Medical Plan Options
...
UI Expand | ||
---|---|---|
| ||
The GuideStone HS Plan (HSA) offerings are growing more popular because they allow you to fund your medical expenses from your own personal tax-free Health Savings Account. $1,500/$3,000 deductible — An HSA Compatible plan where participants must first meet the full $1,500/$3,000 deductible (individual/family), after that any expenses are covered at 90 percent by the insurance plan up to the out of pocket maximums of $3,000/$6,000 (single/family). After this out of pocket maximum is met, then ALL in-network claims are covered at 100 percent by the insurance plan. But you will continue to pay a 10% Co-pay on all in-networks claims after you met the initial $1,500/$3,000 deductible...until you reach the out of pocket maximum of $3,000/$6,000. After the out of pocket maximum is met, then ALL the in-network claims are covered at 100 percent by the insurance plan.
The plan will also include a monthly Reliant employer contribution to your personal Health Savings Account. See rates below. Summary of Benefits & CoverageForms to completeOther documents |
UI Expand | ||
---|---|---|
| ||
The GuideStone HS Plan (HSA) offerings are growing more popular because they allow you to fund your medical expenses from your own personal tax-free Health Savings Account. $3,000/$6,000 deductible — An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family), after that ALL in-network claims are covered at 100 percent by the insurance plan.
The plan will also include a monthly Reliant employer contribution to your personal Health Savings Account. See rates below. Summary of Benefits & CoverageForms to completeOther documents |
UI Expand | ||
---|---|---|
| ||
$2,000/$4,000 deductible — A higher deductible plan with higher potential out-of-pocket expenses but with lower monthly premiums. Summary of Benefits & CoverageForms to completeOther documents |
UI Expand | ||
---|---|---|
| ||
$5,000/$10,000 deductible — A very high deductible plan with the highest out-of-pocket expenses but the lowest monthly premiums. This traditional PPO health plan offering is very similar to the HC 2000, but the HC5000 has a higher deductible to meet. Summary of Benefits & CoverageForms to completeOther documents |
Note |
---|
Guidestone also offers a telemedicine service included in each of these plans. See TeleMedicine for more information. |
2016 Monthly Premium Rates
Effective January 1, 2016
...
*HSA plans will also have an employer HSA contribution in addition to the above premium.
...
2016 Employer HSA Contributions
There will be two funding sources for Reliant employer contributions to personal Health Savings Accounts.
- First, there will be a Base-Level portion of the employer contribution (to all personal HSA accounts) that will be funded from non-MTD funds. So missionary MTD accounts will not be charged for the Base-Level portion of the contribution as in the past.
- Second, the remaining portion of the Reliant employer contribution will be charged to MTD accounts (as in the past). Remember, these entire employer contributions (regardless of the source) can be used to help pay for your present and future qualified medical expenses. And they are yours to keep, even if they build up in your HSA and you don't use them right away for your current medical claims.
Contribution Levels for 2016
HSA 1500 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
---|---|---|---|---|
Employee | $25 | $10 | $35 | $440.17 |
Employee + Spouse or child(ren) | $50 | $25 | $75 | $971.37 |
Family | $75 | $50 | $125 | $1,341.51 |
HSA 3000 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
---|---|---|---|---|
Employee | $25 | $25 | $50 | $383.37 |
Employee + Spouse or child(ren) | $50 | $75 | $125 | $863.41 |
Family | $75 | $100 | $175 | $1,175.11 |
Widget Connector | ||||||
---|---|---|---|---|---|---|
|
* This video mentions a What You Need to Know document, which is no longer available.