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Comment: Updated verbiage to field employee vs. missionary & SignNow vs DocuSign

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  • As an employee, you and your family are extended an offer of medical insurance through Reliant if you work 30 hours or more per week. If you have coverage elsewhere, you can waive Reliant's coverage. 

By Submitting a Waiver

  • You are stating that you have coverage elsewhere. 
  • Your intention is to keep other coverage in place during your employment with Reliant.
  • If your other coverage ends voluntarily or involuntarily, you must procure other coverage with Reliant or elsewhere.

Involuntary versus Voluntary Loss of Coverage 

If you have previously waived coverage and voluntarily lost coverage, you cannot come onto Reliant's medical coverage without a qualifying event. You could come onto Reliant's medical coverage during Open Enrollment.

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  • that you canceled your coverage yourself
  • that you lost your coverage due to non-payment of premiums

Allowable Waivers

Other group medical coverage

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  • Employer-offered medical coverage through a parent for missionaries field employees younger than 26
  • Employer-offered medical coverage through your spouse's employment
  • Medicare/Medicaid
  • Veteran's Administration coverage through the military
  • Reliant Spouse covers you on their insurance

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If you have further questions or concerns about waiving medical insurance, please contact your Program Team Liaison.

When Can I Waive Medical Coverage?


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titleAt Hire

Please fill out the waiver on the second page of the Guidestone enrollment form in your DocuSign SignNow envelope.


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titleQualifying Events

Email benefits@reliant.org stating your qualifying event; please include the date of the event.

Excerpt Include
Qualifying Events
Qualifying Events

For additional information, please follow the link Qualifying Events

Warning
titleThings to Know

The submission deadline to terminate medical coverage is within 30 days of the qualifying event.

  • Reliant must forward the accurate and completed waiver form and proof of insurance to GuideStone within 30 days, or a refund may not be available for the MTD account. 
  • To guarantee a refund, this 30-day window must include a minimum of 5 business days for Employment Services to process the request. 
  • If processing is delayed because all necessary documentation was not originally submitted, a refund may be issued to the MTD account at Reliant's discretion. 

Loss of Coverage

If your coverage ceases due to a change of employment by your spouse/parent or other "qualifying events," that gives you the ability to enroll in Reliant’s medical coverage within 30 days of that event. It is your responsibility to inform Reliant of loss of coverage before you lose it or soon thereafter if the loss is sudden. It is also your responsibility to be covered by Reliant’s medical coverage if you do lose your other allowable coverage. These policies exist due to reasons that are guided by IRS policies and governmental requirements for employers and employees. 

Tip

If you are turning 26 in the next calendar year, please see Loss of Parents' Insurance Coverage at Age 26.


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