Page History
2016 Medical Plan Options
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The GuideStone HS Plan (HSA) offerings are growing more popular because they allow you to fund your medical expenses from your own personal tax-free Health Savings Account. $1,500/$3,000 deductible — An HSA Compatible plan where participants must first meet the full $1,500/$3,000 deductible (individual/family), after that any expenses are covered at 90 percent by the insurance plan up to the out of pocket maximums of $3,000/$6,000 (single/family). After this out of pocket maximum is met, then ALL in-network claims are covered at 100 percent by the insurance plan. But you will continue to pay a 10% Co-pay on all in-networks claims after you met the initial $1,500/$3,000 deductible...until you reach the out of pocket maximum of $3,000/$6,000. After the out of pocket maximum is met, then ALL the in-network claims are covered at 100 percent by the insurance plan.
The plan will also include a monthly Reliant employer contribution to your personal Health Savings Account. See rates below. Summary of Benefits & CoverageForms to completeOther documents |
| UI Expand | ||
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The GuideStone HS Plan (HSA) offerings are growing more popular because they allow you to fund your medical expenses from your own personal tax-free Health Savings Account. $3,000/$6,000 deductible — An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family), after that ALL in-network claims are covered at 100 percent by the insurance plan.
The plan will also include a monthly Reliant employer contribution to your personal Health Savings Account. See rates below. Summary of Benefits & CoverageForms to completeOther documents |
| UI Expand | ||
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$2,000/$4,000 deductible — A higher deductible plan with higher potential out-of-pocket expenses but with lower monthly premiums. Summary of Benefits & CoverageForms to completeOther documents |
| UI Expand | ||
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$5,000/$10,000 deductible — A very high deductible plan with the highest out-of-pocket expenses but the lowest monthly premiums. This traditional PPO health plan offering is very similar to the HC 2000, but the HC5000 has a higher deductible to meet. Summary of Benefits & CoverageForms to completeOther documents |
2016 Monthly Premium Rates
Effective January 1, 2016
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| Third Party Administrator: | Highmark | www.highmarkbcbs.com | 1-866-472-0924 |
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Medical Plan Options
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For Plan information, please visit the GuideStone Reliant Landing Page. |
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2024 Employer HSA ContributionsFor employer and employee HSA contributions, visit HSA - Health Savings Account. |
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More resources
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Enrollment Form
To request an Enrollment Form, please email benefits@reliant.org
Adding Dependents
For more information on adding a dependent to coverage, see Adding a Dependent to Insurance
*HSA plans will also have an employer HSA contribution in addition to the above premium.
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There will be two funding sources for Reliant employer contributions to personal Health Savings Accounts.
- First, there will be a Base-Level portion of the employer contribution (to all personal HSA accounts) that will be funded from non-MTD funds. So missionary MTD accounts will not be charged for the Base-Level portion of the contribution as in the past.
- Second, the remaining portion of the Reliant employer contribution will be charged to MTD accounts (as in the past). Remember, these entire employer contributions (regardless of the source) can be used to help pay for your present and future qualified medical expenses. And they are yours to keep, even if they build up in your HSA and you don't use them right away for your current medical claims.
Contribution Levels for 2016
HSA 1500 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
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| Employee | $25 | $10 | $35 | $440.17 |
| Employee + Spouse or child(ren) | $50 | $25 | $75 | $971.37 |
| Family | $75 | $50 | $125 | $1,341.51 |
HSA 3000 | Base-Level ER contribution from non-MTD funds | Remaining ER contribution charged to MTD accounts | Total Reliant employer HSA contribution | Total charge to MTD account, including premium |
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| Employee | $25 | $25 | $50 | $383.37 |
| Employee + Spouse or child(ren) | $50 | $75 | $125 | $863.41 |
| Family | $75 | $100 | $175 | $1,175.11 |
Telemedicine Service
Beginning in 2016, GuideStone began offering a new feature of Telemedicine. All participants will now have access to Teladoc, a 24/7 telephone and online video service offering non-emergency consultations with U.S. Board-certified doctors. There will be a $10 co-pay for PPO plan participants. Health Saver (HSA) participants will pay the full $40 consultation until they have met their applicable deductibles. Afterwards their consultation will be covered at the coinsurance level. This service is not intended to replace your relationship with a primary care physician.
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* This video mentions a What You Need to Know document, which is no longer available.
