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For US missionaries enrolled in Guidestone's Medical Insurance, it has come to our attention that in 2019 there is a $250 copay for ER visits for those covered by the HS3000 plansplan. We apologize that this was not communicated during Open Enrollment. Previously, the HS3000 plan had a $250 co-pay for in-patient hospital stays as well as ER visits. Due to a miscommunication as we prepared for Open Enrollment, Reliant did not realize that only the in-patient hospital stay co-pay was dropped. We recently became aware that the ER co-pay remained a part of the HS3000 plan. 

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Also - The $250 ER co-pay is not in effect for 2019 on the HS1500 plan, but it was printed on insurance cards.  If you elected the HS1500 plan you will be receiving a new insurance card soon with the $250 ER co-pay removed.