Page History
Similar to COBRA, Reliant offers domestic medical insurance continuation coverage to employees, their spouses, former spouses, and dependent children when coverage would otherwise be lost due to certain specific events. This page serves a FAQ of the medical continuance coverage offered by Reliant.
FAQ
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Reliant |
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employees (along with dependents they cover on their existing medical plan with Reliant) are eligible for continuance coverage on Reliant's medical plans under the following |
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circumstances:
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Spouses (and dependents) of Reliant employees covered on Reliant's |
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medical insurance plan |
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are eligible for continuance coverage on Reliant's medical plans under the following circumstances:
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Yes, when switching to continuance coverage, there is an option to change your selected Domestic coverage medical plan as well as the covered individuals (adding and dropping dependents etc.) |
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The cost of the continuance coverage is the premium cost for the selected Domestic medical plan. There are no additional fees charged by Reliant. There is no longer the ability to receive the employer HSA contribution when switching to Continuance coverage. |
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| Reliant needs to receive the check for the 1st month of continuance coverage as well as the continuance coverage enrollment paperwork no later than 45 days after the date in which the Reliant employee lost benefits eligibility with Reliant. |
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| In most cases it is preferable to make a decision about coverage well before that date, in order to provide seamless medical coverage for the employee and if applicable, the employee's dependents. |
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Reliant employees covered on Reliant's Domestic medical insurance plan (through Guidestone) are eligible for continuance coverage on Reliant's medical plans for a maximum of 18 months. Dependents of Reliant employees covered on Reliant's Domestic medical insurance plan (through Guidestone) are eligible for continuance coverage on Reliant's medical plans for the following periods of time: 18 months of continuance coverage:
36 months of continuance coverage:
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| The initial check for continuance coverage must be received within 45 days of when the employee's benefits eligibility with Reliant ended. |
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| The ongoing checks for Continuance coverage must be received by Reliant by the 20th of the month for which the coverage is being paid. |
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| In most cases (unless previous arrangements have been made) if the check for continuance coverage is not received by the last business day of the month for which coverage was provided, Reliant will cancel the coverage. |
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For staff who are continuing their coverage after exiting, checks should be made payable to Reliant Mission, with “Continuance” noted in the memo line. They can be mailed to: Reliant Mission |
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| Yes, you can cancel continuance coverage at any time by emailing us at |
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| benefits@reliant.org informing us of the last day you (or any applicable dependents) are to be covered. |
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| Requests to cancel continuation coverage require a minimum of 5 business days to be processed and cannot be made retroactive. |
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| Yes, during Reliant's annual Open Enrollment period (Mid October-Mid-November) , there is an option to change your selected Domestic coverage medical plan as well as the covered individuals (adding and dropping dependents etc.) |
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