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Many people appreciate seeing how their situation will be addressed by various Medical Plan Options. The following selections provide comparisons of possible coverage scenarios.
*This is the amount you may consider making employee contributions into the HSA account to help offset
*This is the amount you may consider making employee contributions into the HSA account to help offset
$1,850 -$420 = $1,430
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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*All out-of-pocket medical costs may be paid for from the HSA account - see Maximum Employee HSA Contribution Amounts for details of how much you can contrbute into the HSA as a personal employee contrbution.
UI Expand | ||
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Employee + Spouse/ Employee + Child(ren) Coverage ScenariosSome of you may be wondering how likely, on average, it is to experience a high claims year. The statistics below may help you to see that the likelihood of experiencing a very high claims year is fairly low. (These statistics are based upon information received from our benefits consulting firm, |
Foster & Foster.)
These are simply statistics and you know your household's medical situation the best. Out-of-pocket maximums to consider:
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Examples to considerThis chart shows three different household scenarios in annual claims and how this plays out for the HS |
2000, HS 3000 and HS 5000 plans.
NOTE: This chart takes into account the Reliant Employer HSA Contributions that will help offset your expenses. Additionally, you may receive as much as a 20% tax savings if you elect to personally contribute into your HSA account (employee contributions). Scenario 1: $1000 or less in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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Scenario 2: $5,000 or less in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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$3,200
-$900
= $2,300
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Scenario 3: $40,000 or less in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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$6,000
-$900
= $5,100
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Scenario 4: $100,000 and above in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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*All out-of-pocket medical costs may be paid for from the HSA account - see Maximum Employee HSA Contribution Amounts for details of how much you can contrbute into the HSA as a personal employee contrbution.
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UI Expand | ||
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Family Coverage ScenariosSome of you may be wondering how likely, on average, it is to experience a high claims year. The statistics below may help you to see that the likelihood of experiencing a very high claims year is fairly low. (These statistics are based upon information received from our benefits consulting firm, |
Foster & Foster.)
These are simply statistics and you know your family's medical situation the best. Out-of-pocket maximums to consider:
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Examples to considerThis chart shows three different family scenarios in annual claims and how this plays out for the HS |
2000, HS 3000 and HS 5000 plans.
NOTE: This chart takes into account the Reliant Employer HSA Contributions that will help offset your expenses. Additionally, you may receive as much as a 20% tax savings if you elect to personally contribute into your HSA account (employee contributions). Scenario 1: $1000 or less in claims |
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Scenario 2: $5,000 or less in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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$3,200
-$1,500
= $1,700
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Scenario 3: $40,000 or less in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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$6,000
-$1,500
= $4,500
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Scenario 4: $100,000 and above in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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= $7,900
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All out-of-pocket medical costs may be paid for from the HSA account |
. See Annual HSA Contribution |
Limits for details of how much you can |
contribute into the HSA as a personal employee |
contribution. |
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