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These are the are the IRS approved annual maximum amounts you can contribute into your GuideStone Retirement account. The limits below are for the total employee contributions each year which include both traditional and roth employee contributions. (See Traditional vs. Roth Contributions)
Any employer contributions to your 401(k). Any matching funds that Reliant contributes directly from the account you are responsible for should not be included when determining the maximum amount you can contribute.
| Note | ||
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In addition to the below limits, there is a new special catch-up contribution approved within the Secure Act 2.0. If the employee turns 60, 61, 62, or 63 in the calendar year they will be eligible to contribute an additional $3,250 into the plan. To put it another way, instead of $8,000 catch-up they can contribute up to $11,250 over the standard limit. |
| IRS |
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| 403(b)(9) Pension Plan Limits |
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| 2026 Limit | 2025 Limit |
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| 2024 Limit |
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| 2023 Limit |
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| 2022 Limit |
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| 403( |
| b) |
| ( |
| 9) Employee Deferral Limit |
| $,24,500 | $23,500 |
| $23,000 |
| $22,500 |
| $20, |
| 500 |
403( |
b) |
( |
9 Catch-up Contribution * |
Available for people age 50 and older in excess of the employee deferral limit **For individuals considered highly compensated, |
$150,000 FICA earnings for the previous year, ALL catch-up contributions must be made on a Roth (after-tax) basis. | $8,000 | $7,500 | $7,500 | $7,500 | $6,500 |
See also Viewing Contribution History to see amounts given year to date. Here are links to the IRS website with these figures: 2019 limits
