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titleWho is eligible for Continuance Coverage?

Reliant employees and their dependents covered on Reliant's Domestic medical insurance plan (through Guidestone) are (along with dependents they cover on their existing medical plan with Reliant) are eligible for continuance coverage on Reliant's medical plans under the following circumstances:

  • The employee lost benefits eligibility due to a reduction in hours 
  • The employee exited employment with Reliant.
  • The Reliant employee/former employee must obtain continuance coverage for themselves to be eligible to keep coverage for dependents. 

Spouses (and dependents) of Reliant employees covered on Reliant's medical insurance plan are eligible for continuance coverage on Reliant's medical plans under the following circumstances:

  • The Reliant employee lost benefits eligibility due to a reduction in hours or exited employment with Reliant (in this case the Reliant employee/previous employee must also be covered)
  • The Reliant employee becomes eligible for Medicare coverage (due to turning age 65 or another qualifying reason)
  • In the event of the death of a Reliant employee
  • In the event of divorce or legal separation from the Reliant covered employee


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titleCan you change your coverage when transferring to Continuance?

Yes, when switching to continuance coverage, there is an option to change your selected Domestic coverage medical plan as well as the covered individuals (adding and dropping dependents etc.)

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titleWhat is the Cost of the Continuance Coverage?

The cost of the continuance coverage is the premium cost for the selected Domestic medical plan. There are no additional fees charged by Reliant. 

There is no longer the ability to receive the employer HSA contribution when switching to Continuance coverage. Therefore there is no additional charge for the employer HSA contribution that was previously charged partially to the MTD account and partially subsidized by Reliant. 


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titleHow long does someone have to make a decision about Continuance Coverage?
Reliant needs to receive the check for the 1st month of continuance coverage as well as the continuance coverage enrollment paperwork no later than 45 days after the date in which the Reliant employee lost benefits eligibility with Reliant. In most cases it is preferable to make a decision about coverage well before that date, in order to provide seamless medical coverage for the employee and if applicable, the employee's dependents.

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titleCan I change my Continuance Coverage once I've selected it?
Yes, during Reliant's annual Open Enrollment period  (Mid October-Mid-November) , there is an option to change your selected Domestic coverage medical plan as well as the covered individuals (adding and dropping dependents etc.)


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