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titleThings to Know

GuideStone will remove OTC (over-the-counter) COVID-19  testing coverage as of 5/12 with the ending of the Public Health Emergency.

Medical Insurance Provider:GuideStonewww.GuideStone.org1-888-98GUIDE
Third Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924

Medical Plan Options

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titleHealth Saver 2000

 An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See HSA - Health Savings Account

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $2,000 claim amount, you still have to meet the entire $4,000 deductible before in-network claims are paid at 90 percent.
  • All of these numbers are based on in-network providers. Out-of-network providers will incur higher costs.
  • This does not take into account the $250 ER co-pay. 

Other resources

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titleHealth Saver 3000

An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $5,000/$10,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See HSA - Health Savings Account.

 

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.

Other resources

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titleHealth Saver 5000

An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See HSA - Health Savings Account.

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.

Other resources

Info

More resources

  • Preventive Care Schedule 2023.pdf
  • Coverage scenarios for medical insurance to see examples of different cost scenarios
  • 2023 Employee Benefit Plans Renewal Booklet.pdf
  • Adding a Dependent to Insurance
  • Teladoc  telemedicine option with GuideStone

    For Plan information, please visit the GuideStone Reliant Landing Page.

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    MultiExcerptNameMedical additional details


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    MultiExcerptNameMedical additional details
    2023

    2024 Monthly Premium Rates

    Effective January 1, 2023
    Plan typeEmployee
    only
    Only Employee +

    spouse or child(ren)
    Spouse or Child/ChildrenFamily 
    Family
    HS 2000
    $602
    $617.
    03
    08
    $1324
    $1,357.
    47
    58
    $1806
    $1,851.
    10
    25
    HS 3000
    $478
    $490.
    65
    62
    $1053
    $1,079.
    04
    36
    $1435
    $1,471.
    96
    86
    HS 5000
    $387
    $397.
    58
    27
    $852
    $874.
    69
    00
    $1162
    $1,191.
    75
    82
    2023

    2024 Employer HSA Contributions

    For employer and employee HSA contributions, visit visit HSA - Health Savings Account.


    Info

    More resources


    Enrollment Form

    To request an Enrollment Form, please email benefits@reliant.org 

    ...

    For more information on adding a dependent to coverage, see Adding a Dependent to Insurance.