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changing?

• This decision was made by Reliant's management and executive leadership after careful consideration of the existing and future needs of our Retirement Savings Plan. Although Principal Financial Group has served us well for many years, GuideStone's expertise in managing 403(b)(9) Church plans will add substantial value to the services offered to our employees while keeping administrative costs low. 
• GuideStone's record-keeping fees are significantly less than Principal's, which will directly translate into higher net returns on your retirement investments.
• In addition, GuideStone understands the unique opportunities and challenges faced by

• ministry workers. They have spent decades building a Retirement Service Center to uniquely meet those needs by combining tailored technology and a specialized customer care team with extensive training focused on supporting ministry workers in achieving their retirement planning goals.  

is changing?

• The record-keeping/administrative company that services our Reliant 403(b)(9) Plan will be moving from Principal Financial Group to GuideStone.
• Between July 6th-July 23rd, no changes or withdrawals can be made with Reliant Retirement accounts. 
• After July

• 23rd,

• participants will access

• the retirement account from GuideStone's website.
• Solomon will be "under construction" for a little while as we refresh pages and navigation instructions based on the GuideStone website's layout. Our hope is to have our 403(b)(9) Retirement Section fully updated by early fall. 

• • one fixed-interest rate investment that some employees have selected within their Principal retirement accounts that will have a delayed transfer to GuideStone (these investments will automatically transfer in April 2026 to GuideStone). This delay will ensure the investment's full interest rate is paid out (further details on that investment are provided in the attached letter). Affected participants will receive special communication about this portion of their retirement account in the coming weeks. 
• All other

• investments and balances will transfer seamlessly from Principal to GuideStone between July 6th and July

• 23rd.
• Reliant will still be using the same default investments (Principal Target Date Funds) for our investments with GuideStone.
• Plan participants will also still have the opportunity to select their investments from a diverse list of investments and providers. (GuideStone investments will be offered

• as options within the investment "mix",

•   but participants will NOT be required to use those

• investments.) 

• Reliant's 403(b)(9) plan will be asked to create a login (if they do not already have a login

• with GuideStone for their domestic medical insurance). 
• Beneficiary information will NOT transfer from Principal therefore, all participants will need to add their beneficiary information when they log into their new retirement account with GuideStone. 
• If you have an outstanding 403(b) loan, please be on the lookout for a special email regarding your monthly loan payment

• . Reliant will no longer deduct 403(b) loan payments from employees' payroll. Loan payments will be moved to be directly withdrawn from the employee's bank account by GuideStone on the 20th of each month.

• June 13th paychecks will have the final loan payment deductions.

• July will be a transition month without any loan payment withdrawn. This transition will provide a one-month grace period for employees to prepare for the change and to set up their bank account information directly with GuideStone.

•   GuideStone will begin deducting loan payments from employees' bank accounts on August 20th.