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Medical Insurance Provider:GuideStonewww.GuideStone.org1-888-98GUIDE
Third Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924

Medical Plan Options

Excerpt
UI Expand
titleHealth Saver 2000

 An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See Maximum HSA Contribution Amounts 2020.

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $2,000 claim amount, you still have to meet the entire $4,000 deductible before in-network claims are paid at 90 percent.
  • All of these numbers are based on in-network providers. Out-of-network providers will incur higher costs.
  • This does not take into account the $250 ER co-pay. 

Other resources

UI Expand
titleHealth Saver 3000

An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

 

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.

Other resources

UI Expand
titleHealth Saver 5000

An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.

Other resources

Info

More resources

  • GuideStone Preventative Care Schedule - 2020
  • GuideStone Preventative Care Schedule - 2021
  • Side-by-side plan comparison to see what plan is best for you
  • Coverage scenarios for medical insurance to see examples of different cost scenarios
  • Adding a Dependent to Insurance

    For Plan information, please visit the GuideStone Reliant Landing Page.

    2020 Monthly Premium Rates

    Effective January 1, 2020

    Plan typeEmployee onlyFamily$1,679.19
    Multiexcerpt
    MultiExcerptNameMedical additional details
    Employee +
    spouse or child(ren)
    HS 2000 (HSA)*$559.73$1,231.41


    HS 3000 (HSA)*$445.02$979.04$1,335.06
    HS 5000 (HSA)*$360.35$792.77$1,081.05
    Multiexcerpt
    MultiExcerptNameMedical additional details
    2021

    2024 Monthly Premium Rates

    Effective January 1, 2021
    Plan typeEmployee
    only
    Only Employee +

    spouse or child(ren)
    Spouse or Child/ChildrenFamily 
    Family
    HS 2000
    $532
    $617.
    30
    08$1,
    171
    357.
    06
    58$1,
    596
    851.
    90
    25
    HS 3000
    $423
    $490.
    21
    62
    $931
    $1,079.
    06
    36$1,
    269
    471.
    63
    86
    HS 5000
    $342
    $397.
    69
    27
    $753
    $874.
    92
    00$1,
    028
    191.
    07
    82
    2021

    2024 Employer HSA Contributions

    For information on employer and employee HSA contributions, visit visit HSA - Health Savings Account.


    Info

    Enrollment Form

    View file
    nameMedical Insurance - Guidestone Enrollment Form.pdf
    pageAll Forms
    spaceFMHOME
    height250

    More resources


    Enrollment Form

    To request an Enrollment Form, please email benefits@reliant.org 

    Adding Dependents

    For more information on adding a dependent to coverage, see Adding a Dependent to Insurance.