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Many people appreciate seeing how their situation will be addressed by various Medical Plan Options. The following selections provide comparisons of possible coverage scenarios.
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*This is the amount you may consider making employee contributions into the HSA account to help offset
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$1,850
-$420
= $1,430
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Scenario 3: $40,000 and above in claims |
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*This is the amount you may consider making employee contributions into the HSA account to help offset
$3,000
-$420
= $2,580
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Employee + Spouse/ Employee + Child(ren) Coverage ScenariosSome of you may be wondering how likely, on average, it is to experience a high claims year. The statistics below may help you to see that the likelihood of experiencing a very high claims year is fairly low. (These statistics are based upon information received from our benefits consulting firm, Foster & Foster.)
These are simply statistics and you know your household's medical situation the best. Out-of-pocket maximums to consider:
Examples to considerThis chart shows three different household scenarios in annual claims and how this plays out for the HS 2000, HS 3000 and HS 5000 plans.
NOTE: This chart takes into account the Reliant Employer HSA Contributions that will help offset your expenses. Additionally, you may receive as much as a 20% tax savings if you elect to personally contribute into your HSA account (employee contributions). Scenario 1: $1000 or less in claims
Scenario 2: $5,000 or less in claims
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Scenario 3: $40,000 or less in claims
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*All out-of-pocket medical costs may be paid for from the HSA account - see
Family Coverage Scenarios
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the HSA, resulting in a 20% or more savings from using pre-tax funds.
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