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Medical Plan Information

Excerpt

For Plan information, please visit the GuideStone Reliant Landing Page.

Medical Insurance Provider:GuideStonewww.GuideStone.org1-888-98GUIDE
Medical Network and Third-Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924



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additional details
Info
titleMedical ID Cards from Highmark for 2025
  • You will use your ID cards for both medical and prescription benefits.
  • ID cards will be reissued this year; please discard your old ID cards beginning on January 1, 2025. You can always find a digital card at MyHighmark.com
Excerpt
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titleHealth Saver 2000

 An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See Maximum HSA Contribution Amounts 2020.

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $2,000 claim amount, you still have to meet the entire $4,000 deductible before in-network claims are paid at 90 percent.
  • All of these numbers are based on in-network providers. Out-of-network providers will incur higher costs.
  • This does not take into account the $250 ER co-pay. 

Other resources

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titleHealth Saver 3000

An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

 

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.

Other resources

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titleHealth Saver 5000

An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.

Other resources

Info

More resources

  • Side-by-side plan comparison to see what plan is best for you
  • Coverage scenarios for medical insurance to see examples of different cost scenarios
  • Adding a Dependent to Insurance


    Multiexcerpt
    MultiExcerptNameMedical additional details rates
    2020

    2025 Monthly Premium Rates

    Effective January 1, 2020

    Plan

    type

    Options

    Employee

    only

    Only

    Employee +


    spouse or child(ren)

    Spouse or Child/Children

    Family

    HS 2000 (HSA)*$559.73

    HS2000

    $635.60

    $1,

    231

    398.

    41

    31

    $1,

    679

    906.

    19HS 3000 (HSA)*$445.02$979.04

    79

    HS3000

     $505.34

    $1,111.74

    $1,

    335

    516.

    06HS 5000 (HSA)*$360.35$792.77

    01

    HS5000

     $409.19

    $900.22

    $1,

    081

    227.

    05

    2020 Employer HSA Contributions

    For information on employer and employee HSA contributions, visit Health Savings Accounts (HSA).

    Enrollment Form

    View file
    nameMedical insurance - GuideStone Enrollment Form -2019.pdf
    pageAll Forms
    spaceFMHOME
    height250

    58

    Employee Only Plan - means only you, the employee, are enrolled in coverage.

    Employee + Spouse Plan - means you and your spouse are enrolled in coverage.

    Employee + Child(ren) Plan - means you and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan, but not your spouse.

    Family Plan - means you, your spouse, and at least one child are enrolled in covered. You can have more than one child enrolled in this plan without the premium increasing.

    Enrollment Form

    To request an Enrollment Form, please email benefits@reliant.org 

    Adding Dependents

    For more information on adding a dependent to coverage, see Adding a Dependent to Insurance.

    Additional Information and Resources