$2,000/$4,000 deductible — An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See Maximum HSA Contribution Amounts 2020.

Other resources

• Summary of Benefits & Coverage 2019_Health Saver 2000.pdf

• Health Saver 2000 Plan Features.pdf

• Coverage scenarios for medical insurance

• Preventive Care Schedule (Guidestone)_2018.pdf

$3,000/$6,000 deductible — An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

Other resources

• Summary of Benefits & Coverage

• Coverage scenarios for medical insurance

• Preventive Care Schedule - GuideStone (PDF)

• The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.