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Reliant has a travel insurance policy called Business Travel Accident Insurance, effective the first day you begin employment with Reliant for when your traveling for Reliant. This policy provides $100,000 worth of Accidental Death and Dismemberment insurance to all employees in the event that an accident disables or takes the life of the employee while traveling on business in the US. The beneficiary of this coverage will be the same beneficiaries designated on your Lincoln Group Life Beneficiary Form.
This policy also provides additional coverage such as:
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While on the Business of the Policyholder (Reliant) - means while on assignment by or at the direction of the Policyholder for the purpose of furthering the business of the Policyholder, but does not include any period of time: (1) while the Insured Person is working at his or her regular place of employment; (2) during the course of everyday travel to and from work; or (3) during an authorized leave of absence or vacation.
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AIG Travel Assistance Insurance Policy
Here is a copy of the complete Chartis-AIG policy that contains the details and definitions of the policy:
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- 24 Hour Accident, Accidental Death & Dismemberment coverage and can extend to spouse/family members
- Will pay benefits regardless of Workers’ Compensation benefits
- Closes coverage gap when employee traveling on business diverts from path for person sojourn/trip
- Excess medical, to supplement private or group health benefits, while traveling on business:
- Will pay medical expenses due to accidents for:
- Hospital Room & Board
- Intensive Care Room & Board
- Outpatient Emergency
- Surgical Benefits
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