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Medical Plan Information

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For Plan information, please visit the GuideStone Reliant Landing Page.

Medical Insurance Provider:

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GuideStonewww.GuideStone.org1-888-98GUIDE
Medical Network and Third-Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924

Table of Contents

Table of Contents
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Medical Plan Options

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titleHealth Saver 1500 (HSA)

$1,500/$3,000 deductible — An HSA Compatible plan where participants must first meet the full $1,500/$3,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $3,000/$6,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $1,500 claim amount, you still have to meet the entire $3,000 deductible before in-network claims are paid at 90 percent.

Other resources

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titleHealth Saver 3000 (HSA)

$3,000/$6,000 deductible  An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

 

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.

Other resources

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titleHealth Saver 5000 (HSA)

$5,000/$10,000 deductible  An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.


Tip

Current Coverage

You can review your current coverage and deductions here on Toolbox Employment  Benefits, or by checking your most recent pay stub.

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Info
titleMedical ID Cards from Highmark for 2026
  • You will use your ID cards for both medical and prescription benefits.
  • New ID cards will be issued if you enroll in a new plan. You can always find a digital card at MyHighmark.com

2026 Monthly Premium Rates

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Plan Options

Employee Only

Employee +Spouse or Child/Children

Family

HC500

$895.14

$1,969.31

$2,685.43

HS2000

$781.78

$1,719.92

$2,345.35

HS3000

 $621.56

$1,367.44

$1,864.69

HS5000

 $503.31

$1,107.27

$1,509.92


Employee Only Plan - means only you, the employee, are enrolled in coverage.

Employee + Spouse Plan - means you and your spouse are enrolled in coverage.

Employee + Child(ren) Plan - means you and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan, but not your spouse.

Family Plan - means you, your spouse, and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan without the premium increasing.

HSA Employer and Employee Contributions

Because our medical plan options are all Health Saver accounts, each account is eligible for a Health Savings Account, also known as an HSA.

Please take time to educate yourself on all HSA Information by reviewing the HSA - Health Savings Account and Annual HSA Contribution Limits Field Manual pages. 

Enrollment Form

To request an Enrollment Form, please email benefits@reliant.org 

Adding Dependents

Note
  • The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.

Other resources

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More resources

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Monthly Premium Rates

Effective January 1, 2019

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*HSA plans will also have an Employer HSA Contribution in addition to the above premium.

Employer HSA Contributions

There will be two funding sources for Reliant employer contributions to personal Health Savings Accounts. 

  • First, there will be a Base-Level portion of the employer contribution (to all personal HSA accounts) that will be funded from non-MTD funds. So missionary MTD accounts will not be charged for the Base-Level portion of the contribution as in the past. 
  • Second, the remaining portion of the Reliant employer contribution will be charged to MTD accounts (as in the past). Remember, these entire employer contributions (regardless of the source) can be used to help pay for your present and future qualified medical expenses. And they are yours to keep, even if they build up in your HSA and you don't use them right away for your current medical claims. 

Contribution Levels

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HSA 1500
Plan 

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HSA 3000
Plan 

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HSA 5000
Plan 

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Enrollment Form

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For more information on adding a dependent to coverage, see Adding a Dependent to Insurance.

Additional Information and Resources