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Similar to COBRA, Reliant offers domestic medical insurance continuation coverage offers continuation of benefits to employees, their spouses, former spouses, and dependent children when coverage would otherwise be lost due to certain specific events. This page serves a FAQ of the continuance coverage offered by Reliant. 

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titleCan you change your coverage when transferring to Continuance?

Yes, when switching to continuance coverage, there is an option to change your covered individuals (adding and dropping dependents etc.) under the Aetna insurance . You can remove dependents, but you cannot add anyone who wasn't previously on the plan. 


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titleWhat is the Cost of the Continuance Coverage?

The cost of the continuance coverage is the premium cost for the selected medical plan. There are no additional fees charged by Reliant. 

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titleHow Long does Continuance Coverage Last?

Reliant employees covered on Reliant's International medical insurance plan through Aetna are eligible for continuance coverage on Reliant's medical plans for a maximum of 18 months.

Dependents of Reliant employees covered on Reliant's medical insurance plan are eligible for continuance coverage on Reliant's medical plans for the following periods of time:

18 months of continuance coverage:

  • In the case of the Reliant employee losing benefits eligibility due to a reduction in hours or exited employment with Reliant, dependents have a maximum continuance period of 18 months
  • In the case of the Reliant employee becoming eligible for Medicare coverage (due to turning age 65 or another qualifying reason), dependents have a maximum continuance period of 18 months
  • In the event of the death of a Reliant employee dependents typically have a maximum continuance period of 18 months (possibly extended to 36 months at the discretion of Reliant)

 36 months of continuance coverage:

  • In the event of divorce or legal separation from the Reliant employee, dependents typically have a maximum continuance period of 36 months 


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titleWhen are Continuance Coverage premiums due?
The initial check for continuance coverage must be received within 45 days of when the employee's benefits eligibility with Reliant ended. The ongoing checks for Continuance coverage must be received by Reliant by the 20th of the month for which the coverage is being paid. In most cases (unless previous arrangements have been made) if the check for continuance coverage is not received by the last business day of the month for which coverage was provided, Reliant will cancel the coverage.  

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titleCan I change my Continuance Coverage once I've selected it?
Yes, during Reliant's annual Open Enrollment period  (Mid October-Mid-November) , there is an option to change the covered individuals (adding and dropping dependents etc.) on your plan.


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FMHOME:Insurance Benefits contact
FMHOME:Insurance Benefits contact