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Similar to COBRA, Reliant offers domestic medical insurance continuation coverage to employees, their spouses, former spouses, and dependent children when coverage would otherwise be lost due to certain specific events.   This page serves a FAQ of the medical continuance coverage offered by Reliant. 

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titleCan you change your coverage when transferring to Continuance?

Yes, when switching to continuance coverage, there is an option to change your selected Domestic coverage medical plan as well as the covered individuals (adding and dropping dependents etc.) 

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titleWhat is the Cost of the Continuance Coverage?

The cost of the continuance coverage is the premium cost for the selected Domestic medical plan. There are no additional fees charged by Reliant. 

There is no longer the ability to receive the employer HSA contribution when switching to Continuance coverage.   Therefore there is no additional charge for the employer HSA contribution that was previously charged partially to the MTD account and partially subsidized by Reliant. 

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titleHow long does someone have to make a decision about Continuance Coverage?
Reliant needs to receive the check for the 1st month of continuance coverage as well as the continuance coverage enrollment paperwork no later than 45 days after the date in which the Reliant employee lost benefits eligibility with Reliant.   In most cases it is preferable to make a decision about coverage well before that date, in order to provide seamless medical coverage for the employee and if applicable, the employee's dependents.

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titleWhen are Continuance Coverage premiums due?
The initial check for continuance coverage must be received within 45 days of when the employee's benefits eligibility with Reliant ended.  The  The ongoing checks for Continuance coverage must be received by Reliant by the 20th of the month for which the coverage is being paid.  In  In most cases (unless previous arrangements have been made) if the check for continuance coverage is not received by the last business day of the month for which coverage was provided, Reliant will cancel the coverage.  

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