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• The Reliant employee lost benefits eligibility due to a reduction in hours or exited employment with Reliant
• The Reliant employee becomes eligible for Medicare coverage (due to turning age 65 or another qualifying reason)
• In the event the dependent reaches the maximum age limit under the plan or marries
• In the event of the death of a Reliant employee
• In the event of divorce or legal separation from the Reliant covered employee

Can you change your coverage when transferring to Continuance?

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Reliant needs to receive the check for the 1st month of continuance coverage as well as the continuance coverage enrollment paperwork no later than 45 days after the date in which the Reliant employee lost benefits eligibility with Reliant.  In most cases it is preferable to make a decision about coverage well before that date, in order to provide seamless medical coverage for the employee and if applicable, the employee's dependents.

How Long does Continuance Coverage Last?

Reliant employees covered on Reliant's Domestic medical insurance plan (through Guidestone) are eligible for continuance coverage on Reliant's medical plans for a maximum of 18 months.

Dependents of Reliant employees covered on Reliant's Domestic medical insurance plan (through Guidestone) are eligible for continuance coverage on Reliant's medical plans for the following periods of time:

18 months of continuance coverage:

• In the case of the Reliant employee losing benefits eligibility due to a reduction in hours or exited employment with Reliant dependents have a maximum continuance period of 18 months
• In the case of the Reliant employee becoming eligible for Medicare coverage (due to turning age 65 or another qualifying reason) dependents have a maximum continuance period of 18 months
• In the event of the death of a Reliant employee dependents typically have a maximum continuance period of 18 months (possibly extended to 36 months at the discretion of Reliant)

 36 months of continuance coverage:

• In the event of divorce or legal separation from the Reliant employee, dependents typically have a maximum continuance period of 36 months 
• In the event of loss of dependent child status (children who reach the maximum age limit under the plan or marry) , the defendant has a maximum continuance period of 36 months 

When are Continuance Coverage premiums due?

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