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Scenario 3: $40,000 and above in claims
| HS 1500 Annual Cost | HS 3000 Annual Cost | HS 5000 Annual Cost |
|---|---|---|---|
Medical Costs: $40,000 and above in claims | Deductible: $1,500 10% Coinsurance: $1,500 Total: $3,000 | Deductible: $3,000 10% Coinsurance: $3,000 Total $6,000 | Deductible: $5,000 10% Coinsurance: $0 Total: $5,000 |
| HSA employer contribution | $420 from Reliant
| $600 from Reliant
| $600 from Reliant
|
Medical Costs -HSA Employer Contribution = Total Remaining Annual Cost | $3,000 -$420 = $2,580 | $6,000 -$600 = $5,400 | $5,000 -$600 = $4,400 |
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