Page History
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Scenario 1: $1,000 or less in claims
| HS 1500 Annual Cost | HS 3000 Annual Cost | HS 5000 Annual Cost | |
|---|---|---|---|
Medical Costs: $1,000 or less in claims | $0 (preventive only) to $1,000 | $0 (preventive only) to $1,000 | $0 (preventive only) to $1,000 |
| HSA employer contribution | $420 from Reliant
| $600 from Reliant
| $600 from Reliant
|
Medical Costs -HSA Employer Contribution =Total Remaining Annual Costs
| $0 to $1,000 -$420 =$0 to $580 | $0 to $1,000 -$600 =$0 to $400 | $0 to $1,000 -$600 =$0 to $400 |
Scenario 2: $5,000 or less in claims
| HS 1500 Annual Cost | HS 3000 Annual Cost | HS 5000 Annual Cost |
|---|---|---|---|
Medical Costs: $5000 in claims | Deductible: $1,500 10% Coinsurance: $350 Total: $1,850 | Deductible: $3,000 10% Coinsurance: $200 Total: $3,200 | Deductible: $5,000 10% Coinsurance: $0 Total: $5,000 |
| HSA employer contribution | $420 from Reliant
| $600 from Reliant
| $600 from Reliant
|
Medical Costs -HSA Employer Contribution = Total Remaining Annual Cost | $1,850 -$420 = $1,430 | $3,200 -$600 = $2,600 | $5000 -$600 = $4,400 |
Scenario 3: $40,000 and above in claims
| HS 1500 Annual Cost | HS 3000 Annual Cost | HS 5000 Annual Cost |
|---|---|---|---|
Medical Costs: $40,000 and above in claims | Deductible: $1,500 10% Coinsurance: $1,500 Total: $3,000 | Deductible: $3,000 10% Coinsurance: $3,000 Total $6,000 | Deductible: $5,000 10% Coinsurance: $0 Total: $5,000 |
| HSA employer contribution | $420 from Reliant
| $600 from Reliant
| $600 from Reliant
|
Medical Costs -HSA Employer Contribution = Total Remaining Annual Cost | $3,000 -$420 = $2,580 | $6,000 -$600 = $5,400 | $5,000 -$600 = $4,400 |
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*HSA Savings range includes Reliant HSA contribution plus optional member contribution up to $3,400 total. All out-of-pocket medical costs may be paid for from the HSA, resulting in a 20% or more savings from using pre-tax funds.
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