There are a limited set of allowable circumstances for which a Reliant missionary has the right to waive Reliant’s medical coverage. Each year during Open Enrollment, it is your responsibility to re-verify that you have medical coverage for next year that matches one of the allowable waivers. Every year during Open Enrollment, you also have the opportunity to enroll in Reliant’s medical coverage if you no longer wish to have external medical coverage or if that coverage is no longer available to you. 

Allowable waivers

• Employer-offered insurance through a parent for missionaries younger than 26

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• Employer-offered insurance through your spouse’s employment
• Medicare
• Veteran’s Administration coverage
• DO WE WANT TO PUT if they are going to be employed as a Long Term Intern for less than 12 months??????

Verifying and maintaining your waiver eligibility

1. Complete the Waiver of Medical Insurance form on Google Drive. (Not sure where this form is).PLEASE LINK THE GUIDSETONE FORM HER
2. Share the completed and signed form with hr@reliant.org

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If you fail to resubmit your waiver eligibility, we will auto-enroll you in HS5000, the lowest-priced premium coverage offered by Reliant. The premiums will be charged to your MTD account each month starting in January. However, if we auto-enroll you, you won’t receive the benefit of being able to utilize the HSA savings account. So please enroll yourself in Open Enrollment if you don’t have verification of other insurance coverage.

Loss of coverage

• If your coverage ceases for any reason, that event is what is called a "qualifying event." It gives you the ability to enroll in Reliant’s medical coverage within 30 days of that event.
• It is your responsibility to inform Reliant of loss of coverage before you lose it. It is also your responsibility to be covered by Reliant’s medical coverage if you do lose your other allowable coverage.
• These policies exist due to reasons that are guided by IRS policies and governmental requirements for employers and employees. There are fines that can may be incurred if you or we Reliant fail to comply. We are Reliant is very interested in protecting you from experiencing the financial hardship of any fines.

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