Comment:
(before the October 14, 2016 Open Enrollment period began).
...
Excerpt
UI Expand
title
Health Saver 1500 (HSA)
$1,500/$3,000 deductible — An HSA Compatible plan where participants must first meet the full $1,500/$3,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $3,000/$6,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.
Note
The family deductible applies to the entire family. Even if one member of the family meets the $1,500 claim amount, you still have to meet the entire $3,000 deductible before in-network claims are paid at 90 percent.
$3,000/$6,000 deductible — An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family).This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.
Note
The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.
$5,000/$10,000 deductible — An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.
Note
The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent.
$2,000/$4,000 deductible — A higher-deductible, traditional plan where the deductible must first be met. Then there is a standard 80%/20% coinsurance up to the maximum out-of-pocket of $6,950/$11,000 (individual/family). This plan also has co-pays for doctors/specialists visits and prescriptions. ([This plan is frozen for 2017, meaning no new entrants will be allowed except for those who are now currently enrolled in 2016 in the HC2000 Plan (before the October 14, 2016 Open Enrollment period began). The plan will be phased out completely in 2018.)]