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Note
titleOpen Enrollment 10/16/2024 to 11/06/2024
  • If you do want to add, change, or terminate your current coverage, please return to the 2025 Open Enrollment Landing Page
  • If you do not want to add, change, or terminate your current coverage, you don't need to submit anything for Open Enrollment.

Selections made during Open Enrollment are effective January 1, 2025.

Tip
titleCurrent Coverage

Log into toolbox.Reliant.org using your Reliant email and password used to log into other Reliant sites. You can view your current medical coverage in the Benefits section.

You can also check your most recent pay stub to determine what coverage and plan you have. Under "Other Information," it should say "Employer Pd (HS2000/HS3000/HS5000)." That will tell you what plan option you have. As for what plan level you have, you can take the amount under "This Check" and compare it to the graph above.

Medical Plan Information

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For Plan information, please visit the GuideStone Reliant Landing Page.

Medical Insurance Provider:GuideStonewww.GuideStone.org1-888-98GUIDE
Medical Network and Third Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924



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MultiExcerptNameMedical additional details


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MultiExcerptNameMedical additional details rates

2025 Monthly Premium Rates

Plan Options

Employee Only

Employee +Spouse or Child/Children

Family

HS2000

$635.60

$1,398.31

$1,906.79

HS3000

 $505.34

$1,111.74

$1,516.01

HS5000

 $409.19

$900.22

$1,227.58

2024 Monthly Premium Rates

Plan OptionsEmployee Only Employee +Spouse or Child/ChildrenFamily 
HS 2000$617.08$1,357.58$1,851.25
HS 3000$490.62$1,079.36
$1,471.86
HS 5000$397.27

$874.00

$1,191.82

  • Employee Only Plan - means only you, the employee, are enrolled in coverage.

  • Employee + Spouse Plan - means you and your spouse are enrolled in coverage.

  • Employee + Child(ren) Plan - means you and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan, but not your spouse.

  • Family Plan - means you, your spouse, and at least one child are enrolled in covered. You can have more than one child enrolled in this plan without the premium increasing.

Medical Insurance FAQs

For any additional questions, please don't hesitate to reach out to your liaison.

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titleDo I have to enroll onto Reliant's insurance plan?

Reliant's job is to make sure you are covered by insurance throughout your employment. We want to make sure we can offer affordable health plans that may not be easily attained elsewhere.

If you have alternate insurance through another group or individual plan, then please refer to the Medical Insurance Waiver Options Solomon Page.  


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titleIf I sign up now, can I waive later? (Or if I waive now, can I sign up later?)

You can change your coverage during Open Enrollment effective January 1st of the following year, you will not be able to make changes to your coverage plans without something called a "Qualifying Event." These events allow you to enroll in new coverage, waive your previous coverage, or add/drop dependents to your plan. 

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Qualifying Events
Qualifying Events

If you experience any of these qualifying events, then that triggers a Special Enrollment period in which you can make changes to coverage. During this special enrollment period, you only have 30 days to add or drop dependents.

* The only qualifying event that allows you to change plans (such as going from HS5000 to HS2000) is birth or adoption.


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titleWhat is considered a dependent?

For insurance, a dependent is anyone covered on your plan that's not you. You are considered the "primary insured," and your spouse and child(ren) are considered dependents.

Your dependents cannot be covered unless you, the employee, are enrolled as the primary insured.


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titleHow do I know what my current medical selection is?

Log into toolbox.Reliant.org using your Reliant email and password used to log into other Reliant sites. You can view your current medical coverage in the Benefits section.

You can also check your most recent pay stub to determine what coverage and plan you have. Under "Other Information," it should say "Employer Pd (HS2000/HS3000/HS5000)." That will tell you what plan option you have. As for what plan level you have, you can take the amount under "This Check" and compare it to the graph above.

HSA Employer and Employee Contributions

Because our medical plan options are all Health Saver accounts, each account is eligible for a Health Savings Account, also known as an HSA.

Please take time to educate yourself on all HSA Information by reviewing the 2025 HSA Contribution Solomon page.

Tip

In order for your account to accept HSA contributions, you must first complete the account setup process: How to Set Up Your Coverage Account on HighmarkBCBS.com

Employer vs. Employee Contributions

  • Employer (ER) contributions are funds from a non-MTD Reliant account deposited into your HSA account each month. The amount deposited is determined by your plan level (Employee Only, Employee + Spouse/Child(ren), or Family).
  • Employee (EE) contributions are optional additional pre-tax deductions from your paycheck deposited into your HSA account. You can select the amount you want to contribute in the 2024 Cafeteria Form.

Both kinds of contributions count toward your Annual HSA Contribution Limits set by the IRS.

Additional Information and Resources

Open Enrollment Pages

Children Display
page2025 Open Enrollment Landing Page

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FMHOME:Liaisons (program)
FMHOME:Liaisons (program)

Info
titleOutside of Open Enrollment

Enrollment Form

To request an Enrollment Form, please email benefits@reliant.org 

Adding Dependents

For more information on adding a dependent to coverage, see Adding a Dependent to Insurance.