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titlePremium Coverage

Premium coverage is for someone that's not only trying to protect themselves from major losses.

Premium coverage users value their investment, understand its worth, and are willing to "pay more now" to gain more benefit in the future.  

When viewing your retirement plan from this perspective, you'll want to think about best practices for saving, to ensure your nest egg is substantial enough for your expected future financial needs.

  •  The Principal website has a tool to help you assess your Retirement Wellness Score.  This tool can be found under the "Planning Resources" tab. If you've never done this assessment we encourage you to fill it out and get your initial Retirement Wellness Score. if you've already done the assessment, review your score and look at the "My Progress" tab for tips.  Consider making some adjustments to improve your score. 
  •  The Planning Resources on Principal has a section "Principal Milestones" - spend 5-15 minutes exploring these options, including some of the *Enrich educational resources. Enrich has some good tools to help lower the stress you may feel about moneywhen it comes to the topic of money. *Disclaimer: Principal uses Enrich as a educational third party resource. We encourage you to use your own discretion when viewing the resources available through Enirch.  If there is something on the Enrich site that feels out of alignment with a Christian perspective on giving and saving, please follow your own Biblical convictions.



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titlePlatinum Coverage

Platinum coverage is typically packed full of extra perks and benefits.

In the insurance world and in other areas such as customer loyalty programs, Platinum "status" tends to include people who are extremely committed to a product. 

Platinum level users know the product inside and out.  They believe in the product! They invest considerable time and resources to get the most benefit from the product. They sometimes even recruit other people to this same status level because they want to share that benefit and knowledge with others!

  •  Invest 1 hour on your future. Take 30 minutes to prayerfully think through the questions listed below. Then take 30 minutes to seek God's guidance in helping you meet your goals:
    •  How much time do you spend each month thinking about your finances now and in the future? Do you feel like the time spent is sufficient to focus on your financial future needs/goals?
    •  Think back to 10 years ago