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Premium coverage is for someone that's not only trying to protect themselves from major losses.

Premium coverage users value their investment, understand its worth, and are willing to "pay more now" to gain more benefit in the future.  

When viewing your retirement plan from this perspective, you'll want to think about best practices for saving, to ensure your nest egg is substantial enough for your expected future financial needs.

•  The Principal website has a tool to help you assess your Retirement Wellness Score.  This tool can be found under the "Planning Resources" tab. If you've never done this assessment we encourage you to fill it out and get your initial Retirement Wellness Score. if you've already done the assessment, review your score and look at the "My Progress" tab for tips.  Consider making some adjustments to improve your score. 
•  The Planning Resources on Principal has a section "Principal Milestones" - spend 5-15 minutes exploring these options, including some of the Enrich educational resources. Enrich has some good tools to help lower the stress you may feel about money.