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By Submitting a Waiver

• You are stating that you have coverage elsewhere. 
• Your intention is to keep other coverage in place during your employment with Reliant.
• If your other coverage ends voluntarily or involuntarily, you must procure other coverage with Reliant or elsewhere.

Involuntary versus Voluntary Loss of Coverage  Coverage 

If you have previously waived coverage and voluntarily lost coverage, you cannot come onto Reliant's medical coverage without a qualifying event. You could come onto Reliant's medical coverage during Open Enrollment.

If you have involuntarily lost your coverage, that creates a qualifying event, and you should contact benefits@reliant.org to enroll in coverage as soon as possible. 

Involuntary loss of coverage means:

• if you lost your current coverage because your spouse either lost their job or lost their benefits eligibility
• if you lost your current coverage because your parent either lost their job or lost their benefits eligibility 

Involuntary loss of coverage does not mean:

• that you canceled your coverage yourself
• that you lost your coverage due to non-payment of premiums

Allowable Waivers

Other group medical coverage

This includes but is not limited to the following:

• Employer-offered medical coverage through a parent for missionaries younger than 26
• Employer-offered medical coverage through your spouse's employment
• Medicare/Medicaid
• Veteran's Administration coverage through the military
• Reliant Spouse covers you on their insurance

Other individual medical coverage

This includes but is not limited to the following:

• Medical Sharing Plans
  • Some Sharing Plans have exemptions of coverage for pregnancy within the first year; make sure to read the terms carefully.
  • Some Sharing Plans have claim maximums for serious illnesses; make sure to read the terms carefully. 
• The Marketplace Health Plans 
  • Please note that you and your family have been offered coverage and do not qualify for a subsidy. 

When Can I Waive Medical Coverage Coverage?

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At Hire:

Please fill out the waiver on the second page of the Guidestone enrollment form in your DocuSign envelope.

Qualifying Events:

Email benefits@reliant.org stating your qualifying event; please include the date of the event.

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