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Info

This page includes information that is different based on your support status. Please select the drop-down that fits your situation in each of the sections below. 


Can I waive medical insurance?

As an employee, you and your family are extended an offer of medical insurance through Reliant if you work 30 hours or more per week. There are certain situations where an employee may waive some coverages, specifically medical insurance. Look below to determine if you are eligible to waive medical insurance.

UI Expand
titleOngoing Career Missionary

Allowable waivers

  1. Employer-offered medical coverage through a parent for missionaries younger than 26
  2. Employer-offered medical coverage through your spouse's employment
  3. Medicare/Medicaid
  4. Veteran's Administration coverage through the military
  5. Reliant Spouse covers you on their insurance

Info
Please note that to be eligible for a waiver, the parent or spouse's medical coverage must be offered by their employer. If you have further questions or concerns, please contact your liaison. 



UI Expand
titleFixed-Term Intern, Resident, Fellow, or Apprentice

Allowable waivers

  1. Other group medical coverage. This includes but is not limited to:
    1. Employer-offered medical coverage through a parent for missionaries younger than 26
    2. Employer-offered medical coverage through your spouse's employment
    3. Medicare/Medicaid
    4. Veteran's Administration coverage through the military
    5. Reliant Spouse covers you on their insurance
  2. Other individual medical coverage. This includes but is not limited to:
    1. Medical Sharing Plans
    2. The Marketplace Health Plans 
      1. Please note that you and your family have been offered coverage and therefore do not qualify for a subsidy. 


Info

Your support raising status and employment parameters are unique so our insurance company has worked with Reliant to broaden the waivers that are available to you as Interns, Residents, Apprentices, and Fellows. 


Verifying and Maintaining your Waiver Eligibility

New Hires:

Please fill out the waiver on the second page of the Guidestone enrollment form in your DocuSign envelope.

For employees currently enrolled in Guidestone wishing to waive:

  1. Complete the waiver located on the second page, Section D. of the Guidestone enrollment form: Medical Insurance - Guidestone Enrollment Form.pdf
  2. Email the completed and signed waiver form along with a copy of the certificate of coverage or medical insurance card to benefits@reliant.org.
Warning
titleThings to Know

The submission deadline to terminate medical coverage is within 30 days of the qualifying event.

  • Reliant must forward the accurate and completed waiver form and proof of insurance to GuideStone within 30 days, or a refund may not be available for the MTD account. 
  • To guarantee a refund, this 30-day window must include a minimum of 5 business days for Employment Services to process the request. 
  • If processing is delayed because all necessary documentation was not originally submitted, a refund may be issued to the MTD account at Reliant's discretion. 

Loss of Coverage

If your coverage ceases due to a change of employment by your spouse/parent or other "qualifying events," that gives you the ability to enroll in Reliant’s medical coverage within 30 days of that event. It is your responsibility to inform Reliant of loss of coverage before you lose it or soon thereafter if the loss is sudden. It is also your responsibility to be covered by Reliant’s medical coverage if you do lose your other allowable coverage. These policies exist due to reasons that are guided by IRS policies and governmental requirements for employers and employees. 

Tip

If you are turning 26 in the next calendar year, please see Loss of Parents' Insurance Coverage at Age 26.

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