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titleCan I delay enrollment in Medicare without a penalty if I’m covered under Reliant’s medical plan?


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titleYES > You can enroll in Medicare Part A and delay enrolling in Medicare Part B

YES, you can enroll in Medicare Part A and delay enrollment in Medicare Part B without a penalty and remain covered under Reliant's medical plan, as along as you're still employed and benefits eligible with Reliant. 

In this scenario, your GuideStone employer coverage would be your " primary " coverage and your Medicare Part A coverage would be secondary coverage for any hospital bills you might incur.  

See https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/should-i-get-parts-a-b for additional information.  


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titleYES > You can delay enrollment in both Medicare Part A and Medicare Part B

YES, you can delay enrollment in Medicare Part A & Medicare Part B without a penalty if you're covered under Reliant's medical plan. 

See https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/should-i-get-parts-a-b for additional information.  

Excerpted section from the Medicare website: “People with group health coverage based on current employment may be able to delay Part A and Part B and won’t have to pay a lifetime late enrollment penalty if they enroll later. If you want to delay both Part A and Part B coverage, you don’t need to do anything when you turn 65."


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