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Many people appreciate seeing how their situation will be addressed by various Medical Plan Options. The following selections provide comparisons of possible coverage scenarios.
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Employee + Spouse/ Employee + Child(ren) Coverage ScenariosSome of you may be wondering how likely, on average, it is to experience a high claims year. The statistics below may help you to see that the likelihood of experiencing a very high claims year is fairly low. (These statistics are based upon information received from our benefits consulting firm, Marsh Consulting Group.)
These are simply statistics and you know your household's medical situation the best. Out-of-pocket maximums to consider:
Examples to considerThis chart shows three different household scenarios in annual claims and how this plays out for the HS 2000, HS 3000 and HS 5000 plans.
NOTE: This chart takes into account the Reliant Employer HSA Contributions that will help offset your expenses. Additionally, you may receive as much as a 20% tax savings if you elect to personally contribute into your HSA account (employee contributions). Scenario 1: $1000 or less in claims
Scenario 2: $5,000 or less in claims
Scenario 3: $40,000 or less in claims
Scenario 4: $100,000 and above in claims
*All out-of-pocket medical costs may be paid for from the HSA account - see Maximum Employee HSA Contribution Amounts for details of how much you can contribute into the HSA as a personal employee contribution. |
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