Voluntary Life - Great News! Our rates are staying the same. The total insured amount is subject to the Guaranteed Insured amount of $100,000.00 without Evidence of Insurability. General 2027 Plan and Rate Information
Open Enrollment Participation
- If you do want to add, change, or terminate any medical, dental, or voluntary life insurance, you must complete all appropriate forms on the 2027 Open Enrollment Landing Page.
- If you do not want to add, change, or terminate your current medical, dental, or voluntary life insurance, you don't need to submit any of these forms during Open Enrollment.
- If you do want to enroll or continue in Vision Coverage, HSA Contributions, or Childcare Benefits, you must complete the 2027 Cafeteria form on the 2027 Open Enrollment Landing Page.
On October 21, 2026, you will receive an email to your Reliant email address with instructions and additional Open Enrollment information. Your need to participate is based on your answers to the questions above.
Selections made during Open Enrollment are effective January 1, 2027.
Current Coverage & Deductions
You will receive an email to your Reliant email address on October 21, 2026, letting you know that Open Enrollment has begun and will include instructions regarding viewing your current coverage on ToolBox.
You can also find current coverage and deductions on your most recent pay stub.
Rates/Maximum Deduction Amounts
Medical ID Cards from Highmark for 2027 Plan Options Employee Only Employee +Spouse or Child/Children Family HC500 $982.87 HS2000 $1,888.48 HS3000 $682.48 $1,501.45 $2,047.43 HS5000 $552.63 $1,215.79 Plan Options Employee Only Employee +Spouse or Child/Children Family HC500 $895.14 $1,969.31 $2,685.43 HS2000 $781.78 $1,719.92 $2,345.35 HS3000 $621.56 $1,367.44 $1,864.69 HS5000 $503.31 $1,107.27 $1,509.92 Employee Only Plan - means only you, the employee, are enrolled in coverage. Employee + Spouse Plan - means you and your spouse are enrolled in coverage. Employee + Child(ren) Plan - means you and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan, but not your spouse. Family Plan - means you, your spouse, and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan without the premium increasing.2027 Domestic Medical Monthly Premium Rates
$2,162.30 $2,948.60 $858.40 $2,575.19 $1,657.89 2026 Domestic Medical Monthly Premium Rates
2027 Monthly Dental Premium Rates
Plan Options | Employee only | Employee + 1 (Spouse or Child) | Employee + 2 or more (Family) |
|---|---|---|---|
| Tier One "Low" Plan (Dental 1250) | $46.12 | $90.88 | $140.36 |
Tier Two "High" Plan (Dental 1500) | $57.28 | $112.96 | $174.40 |
2026 Monthly Dental Premium Rates
Plan Options | Employee only | Employee + 1 (Spouse or Child) | Employee + 2 or more (Family) |
|---|---|---|---|
| Tier One "Low" Plan (Dental 1250) | $43.92 | $86.56 | $133.68 |
Tier Two "High" Plan (Dental 1500) | $54.56 | $107.56 | $166.12 |
Employee + 1 (Spouse or Child) Employee + 1 (Spouse or Child)2027 Monthly Vision Premium Rates
Coverage level Monthly Premium Employee $7.20 $13.68 Family $20.08 2026 Monthly Vision Premium Rates
Coverage level Monthly Premium Employee $6.88 $13.04 Family $19.16
Rates Chart
Employee-Only 2027 IRS Annual Limit = $4,500.00 Over Age 55 Annual Limit = $5,500.00 | Employee + Spouse Employee + Child(ren) 2027 IRS Annual Limit = $9,000 Over Age 55 Annual Limit = $10,000 | Family 2027 IRS Annual Limit = $9,000 Over Age 55 Annual Limit = $10,000 | |
Reliant Employer HSA contributions | $25.00 | $50.00 | $75.00 |
Maximum Monthly HSA Employee Contributions | $350.00 | $700.00 | $675.00 |
Maximum Monthly HSA Employee Contributions (over Age 55) | $433.00 | $783.00 | $758.00 |
Maximum Benefit for 2027
- The maximum annual benefit for child-care elections is $7,500.00 per household for married filing jointly or single filing head of household. If you are married and filing separately, the maximum benefit is $3,750.00.
