When making a change to your 403(b)(9) contribution amount, please also submit an updated support goal in Toolbox. However, changing your support goal does not change the amount deducted from your payroll, you have to make the change on the Principal site to affect payroll. If you have not registered with Principal, you must register first then follow the steps below to make a change. All changes must be submitted on the Principal site by the 19th of the month to be effective on the following month's paycheck.


Reliant encourages all international employees to seek tax counsel regarding IRS ruling 70-491 when determining if the Roth option is something they should utilize for their retirement savings. There may be tax implications of selecting Roth for your retirement funds while filing under the Foreign Earned Income Exclusion to consider and discuss with your tax counsel.

403(b)(9) Contribution Changes

Reliant will calculate the 403(b)(9) match based on your contributions as noted on the Principal site and payroll earnings and add that amount to your 403(b)(9) account from the MTD account for which you are responsible during payroll. The process below is used for changing the amount deducted from your paycheck.
  1. Login to the Principal website. 
  2. On the welcome page, click on tab "Contributions" from main selection bar at the top.
  3. Beneath "Contributions" select "Manage Contributions."
  4. You will reach a page titled Manage Your Contributions.  Select the blue box "Change Your Contribution Rate."
  5. On the Contribution Amount page you'll have the option to type in a new dollar amount to be contributed from your paychecks to the 403(b)(9) Plan. To change the dollar amount of your Regular 403(b)(9) Contribution (Salary Deferral Contribution) fill in the dollar amount in the box "Your contribution is ________."  If you prefer Roth Elective Deferral Contributions fill in the dollar amount in the box "Roth Elective Deferral ________."  
  6. Finally, select the "Continue" button to advance to the next screen. 
  7. You will be routed to a confirmation page.  Review the change to make sure it is correct.  Check the box confirming the information and click the "Submit" button to finalize the change. 

For those employees that were originally auto-enrolled at $50, if you do not make any changes to your investments, contribution rate(s), or take any other actions to manage your 403(b)(9) account with Principal, Reliant will automatically increase your auto-enrollment each year. Each year starting with the January 15th paycheck, if you have not made any changes to the auto-enrollment, you'll see the auto-enrollment contribution raised by $10. This yearly increase will continue until you have reached $150. You have the option to change your contribution rate at any time if you do not want the auto-increase to be in effect. (See Changes to Contributions for how to change your contribution.)