This insurance info page is for stateside events. For international event insurance info click here.
We now have to buy separate liability insurance policies for each special event administrated by Reliant.
It is the responsibility of the Special Events Coordinator to let Dave Meldrum-Green know the following information of the event at least 30 days prior to the beginning of the event, for purchasing insurance:
Once the total number of people attending the event (participants and Reliant missionary) and other information have been sent to Dave Meldrum-Green he will get the quote for liability insurance. Dave will send back the insurance quote to the Special Events Coordinator to send to each individual event director for budgeting purposes.
If the event is sponsored by a particular church then the church will be added as additionally insured. In the case of Collegiate events (pastor/staff conference and LT), Collegiate Church Network will be added as an additional insured to the insurance policy Reliant is purchasing for the specific event.
In 2016, exclusions were added to our insurance policy. Due to the fact that we are no longer insured for these specific activities, we have to ask that they not be included as part of the program (which would include project days, main sessions, life groups, discipleship meetings, etc.). Reliant staff does not dictate or oversee the activities that students and event staff may engage in during their own personal free time outside of the program. Thus, this directive does not apply to activities that students and staff may choose to engage in of their own accord during their free time and that are not in any way associated with the program or directed by Reliant staff or event leaders.
Here is the list of excluded non-insured events that may not be part of the official program:
Reliant needs to be notified immediately when an incident occurs. And documentation needs to begin. See Event Incidents and Insurance for details. |
Organizing carpool and caravans for student drivers to a Reliant event Due to the liability issues involved, no Reliant employee (whether full time field staff or summer intern or Reliant Associate Staff) should be involved in organizing a student caravan drive to get to a Reliant event. This should be 100% student led and organized (for liability reasons). If Reliant employees are coordinating the carpool then we (and the sponsoring church) then become held responsible for everything that happens to that participant as they travel to the event. Our liability insurance for students begins once they arrive at the program. Therefore, if a missionary or intern were to arrange the driving caravan/carpool it would assume that Reliant and the church or network involved is having the drive be part of our leadership over site for the program and we could be liable for any wrecks, etc. along the way. We do not want to include this liability risk in our liability insurance as that would dramatically increase the cost if we were to include the travel as part of the coverage. Therefore, driving to Reliant programs and events should be completely arranged by the students.
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